AIFO 2-Step Challenge Core Rules

The AIFO 2-Step Challenge is a multi-phase evaluation model. Traders must achieve the respective profit targets in Step 1 and Step 2 while following all risk management rules to qualify for a funded account. There are no minimum trading day requirements, giving traders flexibility in their trading strategy.

Profit Target

Step 1 Trading Objectives

  • Achieve a 5% profit target.
  • Daily Loss Limit: 3% | Maximum Loss Limit: 8%.
  • Adhere to trading rules and stop-loss limits.
  • Upon successful completion, you will automatically advance to Step 2.

Step 2 Trading Objectives

  • Achieve an 8% profit target.
  • Daily Loss Limit: 3% | Maximum Loss Limit: 8%.
  • Adhere to trading rules and stop-loss limits.
  • After successfully completing the evaluation, your entire evaluation period will be reviewed.

Congratulations! Once the review is approved, you will become a funded AIFO trader.

Account Violations

A Critical Violation refers to a serious breach of established rules. If a trader exceeds the Daily Loss Limit or Maximum Loss Limit, it is considered a Critical Violation, and the account will be immediately closed. This rule applies during both the evaluation and funded phases.

Trailing Drawdown

The Trailing Drawdown is a maximum loss limit that automatically moves upward as your account equity reaches new highs. Whenever equity increases, the drawdown floor adjusts upward accordingly, but it never moves down when equity decreases. The trailing limit continues rising until it caps at the initial account balance.

The calculation includes unrealized P/L, meaning your equity can trigger the trailing drawdown limit even if the drop is caused by floating losses.

Daily Loss Limit

The Daily Loss Limit is the maximum amount you can lose in a single trading day. This rule is calculated based on the previous day’s closing balance or equity (whichever is higher).

  • Daily Loss Limit: 3% (of the higher value between the previous day’s closing balance or equity)

Example 1: Higher Equity

  • If your previous day closed with a $105,000 balance and $107,000 equity, your equity must not fall below $103,790 for the day.

Example 2: Higher Balance

  • If your previous day closed with a $100,000 balance and $99,000 equity, your equity must not fall below $97,000 for the day.

The equity for the day (floating PnL + closed positions) must not reach the Daily Loss Limit.

Maximum Loss Limit

Maximum Loss Limit is based on the highest historical equity of the account and represents the maximum allowed drawdown during the evaluation period, adopting the Trailing Drawdown.

Formula

  • Maximum Loss Limit=Highest historical equity×Maximum loss percentage

Example

  • If the account’s highest historical equity is $100,000 and the maximum loss percentage is 8%, the maximum drawdown is:
    • 100,000×8%=8,000
  • If equity falls below $92,000 → the limit is breached and the account is considered failed.

Notes

Hitting the Daily Loss Limit or Maximum Loss Limit results in account failure.

Profit splits do not reset the trailing drawdown.

Profit Split & Consistency Requirement

The default profit split for 1–3 Step funded accounts is 70%, and it can be increased up to 95% through the scaling plan.Traders must meet a 30% Consistency Requirement before they can receive their profit split. This rule ensures that profits are generated in a stable and sustainable manner while maintaining loss limits and account safety.

Example

  • Total profit $5,000 → Maximum single-day profit must not exceed $1,250 (25%).

Payout

The minimum Payout amount is $200, and the standard payout cycle is 14 business days.

Retain Buffer Profit

  • Traders must retain at least 2% of the initial account size as a buffer profit.

Full Withdrawal Rule

  • If a trader opts for a full withdrawal (bringing the account balance close to the initial account size), the account will be automatically closed.

Account Upgrade Rules

Only Step 1–3 accounts are eligible to participate; the Instant account is not eligible for this promotion.

Each account can only be upgraded once, and the account must be in a profitable state at the time of upgrade.

Upgrades can only be selected during the first stage of the challenge or at the end of the first stage.

5% of the account profit can be applied as a discount toward the upgrade cost.

Any additional items must have their cost settled at the time of upgrade, otherwise the upgrade privileges will be removed.

Upgrade Examples

Example 1

  • Original account: 1-STEP 25K
  • Upgrade target account: 1-STEP 50K
  • Challenge stage: Stage 1, account profit 8%
  • Price difference calculation: 359 – 179 – (25,000 × 5% × 8%) = 80

Example 2

  • Original account: 1-STEP 25K + 40% add-on
  • Upgrade target account: 1-STEP 50K + 40% add-on
  • Challenge stage: Stage 1, account profit 8%
  • Base price difference: 359 – 179 – (25,000 × 5% × 8%) = 80
  • Add-on difference: (359 – 179) × 40% = 72
  • Total difference: 152

Leverage

AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:

  • Forex: up to 1:30
  • Precious Metals & Indices: up to 1:10
  • Stocks: up to 1:5

Risk Warning Leverage can magnify profits but also increases potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses, or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust leverage.

Stay disciplined, manage risk, and success is within reach!