Instant Core Rules

The Instant Lite Plan is an immediate-access account model that allows traders to start trading as soon as the account is activated, without going through any traditional evaluation phase. Traders must follow all risk management rules, trading requirements, and consistency standards in order to qualify for profit payouts and maintain the active status of their accounts. Traders are required to achieve a minimum profit target of 6% within the designated time frame and must comply with all risk rules before submitting a Payout request.

Risk Management Rules

Daily Loss Limit

The Daily Loss Limit is the maximum allowable loss you can incur within a single trading day. This limit is calculated based on the previous day’s closing balance or equity (whichever is higher). If your account equity reaches this limit during the trading day, the account will fail.

  • Daily Loss Limit: 2% (of the higher value between the previous day’s closing balance or equity)

Example 1: Higher Equity

  • If your previous day closed with a $105,000 balance and $107,000 equity, your equity must not fall below $104,860 for the day.

Example 2: Higher Balance

  • If your previous day closed with a $100,000 balance and $99,000 equity, your equity must not fall below $98,000 for the day.

The equity for the day (floating PnL + closed positions) must not reach the Daily Loss Limit.

Maximum Loss Limit

The Maximum Loss Limit is the maximum allowable loss calculated based on the highest equity value your account reaches during the evaluation or trading phase. If your account equity touches this limit, the account will fail.

  • Maximum Loss Limit: 4% (based on the highest historical equity)

The Maximum Loss Limit will increase as your account reaches new equity highs, but it will never decrease and is ultimately capped at the initial account balance.

Example

  • Initial account: $100,000, Instant PRO Maximum Loss Limit: 4%.
  • Initial floor: 100,000 × (100% − 4%) = 96,000.
  • When the account equity reaches $102,000, the Maximum Loss floor adjusts to: 102,000 × (100% − 4%) = 97,920 If equity later falls to $97,920, the Maximum Loss rule will be violated and the account will be considered failed.
  • When the account equity reaches $106,000, the Maximum Loss floor adjusts to: 106,000 × (100% − 4%) = 101,760 Since 101,760 exceeds the initial account size, the Maximum Loss floor remains capped at $100,000.

Longest Trading Times

After your account is activated, you will have a 24-hour trading window, and the timer will begin once your first trade is successfully opened. During this period, you must meet the basic trading requirements and achieve the profit target. When the 24 hours expire, your trading permissions will be automatically disabled.

Single Trade Limit

Traders are only allowed to open positions in a single asset classat the same time, and the unrealized loss must not exceed 2% of the initial account size.

Dynamic Profit Target & Profit Split Mechanism

A minimum profit target of 6% is set. Once this target is achieved, traders may immediately request a Payout with an 85% profit split.

Upon submitting a Payout request, the system processes the payout within 24 hours.

Consistency Requirement

Multi-day trading consistency scoring is not required; however, all profits must come from compliant trades that follow the single-trade risk cap.

Loss Limit Retention

All standard AIFO loss limits—including Daily Loss Limits and maximum drawdown limits—remain fully enforced. Any breach results in immediate account closure.

Minimum Payout Amount

Once the 6% profit target is met, only one Payout opportunity is permitted, and the account will close after payout.

Payout

  • Payouts are processed within 24 hours

If the trader reaches the profit target and 24 hours have elapsed, a 30-day payout window is granted. If no payout occurs within 30 days, the account will be closed.

Leverage

AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:

  • Forex: up to 1:30
  • Precious Metals & Indices: up to 1:10
  • Stocks: up to 1:5

Risk Warning

Leverage can magnify profits but also increases potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses, or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust leverage.

Stay disciplined, manage risk, and success is within reach!