AIFO 2-Step Challenge Core Rules
The AIFO 2-Step Challenge is a multi-phase evaluation model. Traders must achieve the respective profit targets in Step 1 and Step 2 while following all risk management rules to qualify for a funded account. There are no minimum trading day requirements, giving traders flexibility in their trading strategy.
Profit Target
Step 1 Trading Objectives
- Achieve a 5% profit target.
- Daily Loss Limit: 3% | Maximum Loss Limit: 8%.
- Adhere to trading rules and stop-loss limits.
- Upon successful completion, you will automatically advance to Step 2.
Step 2 Trading Objectives
- Achieve an 8% profit target.
- Daily Loss Limit: 3% | Maximum Loss Limit: 8%.
Adhere to trading rules and stop-loss limits.
After successfully completing the evaluation, your entire evaluation period will be reviewed.
Congratulations! Once the review is approved, you will become a funded AIFO trader.
Minimum Profitable Trading Days
AIFO aims to cultivate traders who can achieve consistent and long-term profitability in the market. The Minimum Profitable Trading Days requirement is an important indicator used to evaluate whether a challenger is developing into a disciplined and consistent trader.
Therefore, before progressing to the next stage, traders must complete at least 3 trading days, and each day must generate a profit of at least 0.5% of the initial account balance in order to be counted as a valid trading day.
Account Violations
A Critical Violation refers to a serious breach of established rules. If a trader exceeds the Daily Loss Limit or Maximum Loss Limit, it is considered a Critical Violation, and the account will be immediately closed. This rule applies during both the evaluation and funded phases.
Trailing Drawdown
The Trailing Drawdown is a maximum loss limit that automatically moves upward as your account equity reaches new highs. Whenever equity increases, the drawdown floor adjusts upward accordingly—but it never moves down when equity decreases. The trailing limit continues rising until it caps at the initial account balance.
The calculation includes unrealized P/L, meaning your equity can trigger the trailing drawdown limit even if the drop is caused by floating losses.
Daily Loss Limit
The Daily Loss Limit is the maximum amount you can lose in a single trading day. This rule is calculated based on the previous day’s closing balance or equity (whichever is higher).
- Daily Loss Limit: 3% (of the higher value between the previous day’s closing balance or equity)
Example 1: Higher Equity
- If your previous day closed with a $105,000 balance and $107,000 equity, your equity must not fall below $103,790 for the day.
Example 2: Higher Balance
- If your previous day closed with a $100,000 balance and $99,000 equity, your equity must not fall below $97,000 for the day.
The equity for the day (floating PnL + closed positions) must not reach the Daily Loss Limit.
Maximum Loss Limit
Maximum Loss Limit is based on the highest historical equity of the account and represents the maximum allowed drawdown during the evaluation period, adopting the Trailing Drawdown.
Formula
- Maximum Loss Limit=Highest historical equity×Maximum loss percentage
Example
- If the account’s highest historical equity is $100,000 and the maximum loss percentage is 8%, the maximum drawdown is:
- 100,000×8%=8,000
- If equity falls below $92,000 → the limit is breached and the account is considered failed.
Notes
Hitting the Daily Loss Limit or Maximum Loss Limit results in account failure.
Profit splits do not reset the trailing drawdown.
Profit Split & Consistency Scores
The default profit split for 1–3 Step funded accounts is 80%, and it can be increased up to 95% through the scaling plan. Traders must meet a 30% Consistency Scores before they can receive their profit split. This rule ensures that profits are generated in a stable and sustainable manner while maintaining loss limits and account safety.
Example
- Total profit $5,000 → Maximum single-day profit must not exceed $1,500 (30%)
Payout
The minimum Payout amount is $200, and the standard payout cycle is 14 business days.
Retain Buffer Profit
- Traders must retain at least 2% of the initial account size as a buffer profit.
Full Withdrawal Rule
- If a trader opts for a full withdrawal (bringing the account balance close to the initial account size), the account will be automatically closed.
Leverage
AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:
- Forex: up to 1:30
- Precious Metals & Indices: up to 1:10
- Stocks: up to 1:5
- Cryptocurrencies: BTC up to 1:2, other coins up to 1:5
Risk Warning Leverage can magnify profits but also increases potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses, or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust leverage.
Stay disciplined, manage risk, and success is within reach!
