Instant Core Rules
The Instant Plan is an immediate-access trading model allowing traders to begin trading instantly without a traditional evaluation phase. Traders must follow the risk rules, trading requirements, and consistency standards to qualify for profit payout and maintain account status.
AIFO offers three account types: Instant PRO, AIFO, and No Commission.
The PRO and AIFO accounts differ only in terms of account size and Maximum Loss Limit settings; all other trading rules are exactly the same. Traders can choose the account type that best suits their capital needs.
The No Commission model is available exclusively for the $100K account. The challenge rules remain the same as the AIFO account. During the trading phase, commission fees are waived for all instruments except cryptocurrencies.
Risk Management Rules
Daily Loss Limit
The Daily Loss Limit is the maximum allowable loss you can incur within a single trading day. This limit is calculated based on the previous day’s closing balance or equity (whichever is higher).
If your account equity reaches this limit during the trading day, the account will fail.
Of the higher value between the previous day’s closing balance or equity
- Instant Account
- Daily Loss Limit: 2%
Example 1: Higher Equity
- If your previous day closed with a $105,000 balance and $107,000 equity, your equity must not fall below $104,860 for the day.
Example 2: Higher Balance
- If your previous day closed with a $100,000 balance and $99,000 equity, your equity must not fall below $98,000 for the day.
The equity for the day (floating PnL + closed positions) must not reach the Daily Loss Limit.
Maximum Loss Limit
The Maximum Loss Limit is the maximum allowable loss calculated based on the highest equity value your account reaches during the evaluation or trading phase. If your account equity touches this limit, the account will fail.
Based on the highest historical equity
- Instant PRO
- Maximum Loss Limit: 5%
- Instant AIFO and No Commission
- Maximum Loss Limit: 4%
The Maximum Loss Limit will increase as your account reaches new equity highs, but it will never decrease and is ultimately capped at the initial account balance.
Example
- Initial account: $100,000, Instant PRO Maximum Loss Limit: 5%
- Initial floor: 100,000 × (100% − 5%) = 95,000
- When the account equity reaches $102,000, the Maximum Loss floor adjusts to: 102,000 × (100% − 5%) = 96,900 If equity later falls to $96,900, the Maximum Loss rule will be violated and the account will be considered failed
- When the account equity reaches $106,000, the Maximum Loss floor adjusts to: 106,000 × (100% − 5%) = 100,700
- Since 100,700 exceeds the initial account size, the Maximum Loss floor remains capped at $100,000
Single Trade Limit
In an Instant Account, the floating loss must not exceed 2% of the initial account balance. This rule ensures that traders can manage risk in an instant trading environment.
Consistency Scores
Consistency Scores evaluate whether a trader demonstrates a stable and repeatable trading approach, ensuring profits are generated in a healthy and sustainable manner.
For the Instant Plan, the score is calculated based on the following criteria:
- Maximum single-day profit as a percentage of total profit within the payout period: must be <15%
- Maximum combined profit of the two highest-profit days within the payout period: must be <25%
These rules ensure that traders’ profits remain stable and not overly dependent on single-day or short-term large gains.
Notes
If the Consistency Scores are not met, traders cannot request profit payouts even if the total profit target is reached
The system automatically tracks and calculates the maximum single-day and two-day profit percentages within the payout period.
Payout
All loss limits, including the Daily Loss Limit and Maximum Loss Limit, remain fully in effect during the live trading phase.
Traders must follow all risk rules to safely request and receive profit payouts. Traders may request withdrawals at any time, but must retain at least 2% of the initial account balance as a profit buffer.
Leverage
AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:
- Forex: up to 1:30
- Precious Metals & Indices: up to 1:10
- Stocks: up to 1:5
- Cryptocurrencies: BTC up to 1:2, other coins up to 1:5
Risk Warning
Leverage can magnify profits but also increases potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses, or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust leverage.
Stay disciplined, manage risk, and success is within reach!
