AIFO 1-Step Challenge
Pass one evaluation phase, reach the 8% profit target, and work toward a simulated funded account with AIFO’s fastest challenge model.
$10K–$200K
8%
3%
5% Trailing
80%–95%
3 Days
Every 14 Days
What Is the AIFO 1-Step Challenge?
The AIFO 1-Step Challenge is a one-phase simulated trading evaluation designed for traders who want a faster route to an AIFO simulated funded account. Traders need to reach an 8% profit target while staying within the 3% Daily Loss Limit and 5% Trailing Maximum Loss Limit.
The program is available in $10,000, $25,000, $50,000, $100,000, and $200,000 account sizes. The default profit split is 80% and can increase up to 95% through the AIFO Scaling Plan.
| Question | Answer |
|---|---|
| How many phases? | 1 phase |
| Profit target | 8% |
| Daily loss limit | 3% |
| Maximum loss limit | 5% Trailing |
| Minimum trading days | 3 profitable trading days |
| Profit split | 80% default, up to 95% through Scaling |
| Payout frequency | Every 14 days |
Begin Your Journey
Choose from multiple challenge types suited to your trading style
How the AIFO 1-Step Challenge Works
1. Choose Your Account Size
Start with a $10K, $25K, $50K, $100K, or $200K 1-Step Challenge account.
2. Reach the 8% Profit Target
Trade the evaluation account and aim to reach the 8% profit target while following AIFO’s trading and risk rules.
3. Pass Review and Move Forward
After completing the challenge objectives, your full evaluation period is reviewed. Once approved, you can progress to an AIFO simulated funded account.
AIFO 1-Step Challenge Rules
Profit Target: 8%
Reach an 8% profit target to complete the 1-Step evaluation objective.
Daily Drawdown: 3%
The Daily Loss Limit is 3%. AIFO FAQ explains that it is calculated based on the previous day’s closing balance or equity, whichever is higher.
Max Drawdown: 5% Trailing
The AIFO 1-Step Challenge uses a 5% Trailing Maximum Loss Limit based on equity, including unrealised P/L. The drawdown floor only moves upward, stops at the initial account balance, and resets after a profit split under current AIFO rules.
Minimum Trading Days: 3 Days
Traders must complete at least 3 trading days, and each valid trading day must generate at least 0.5% of the initial account balance.
Critical Violation
Exceeding the Daily Loss Limit or Maximum Loss Limit is considered a Critical Violation and can result in immediate account closure.
What Do the 1-Step Rules Mean by Account Size?
The same 1-Step rules apply across all account sizes. The table below shows simple reference values based on the initial account size.
| Account Size | 8% Profit Target | 3% Daily Drawdown Reference | 5% Max Drawdown Reference | 2% Buffer Reference |
|---|---|---|---|---|
| $10,000 | $800 | $300 | $500 | $200 |
| $25,000 | $2,000 | $750 | $1,250 | $500 |
| $50,000 | $4,000 | $1,500 | $2,500 | $1,000 |
| $100,000 | $8,000 | $3,000 | $5,000 | $2,000 |
| $200,000 | $16,000 | $6,000 | $10,000 | $4,000 |
Payouts and Profit Split
AIFO 1-Step simulated funded accounts start with an 80% profit split. Through the AIFO Scaling Plan, the profit split can increase up to 95%. To receive a profit split, traders must maintain a Consistency Score below 30%. For 1–3 Step accounts, eligible traders can request a Profit Split every 14 days after their first trade. The minimum payout amount is $200.
AIFO requires a 2% payout buffer to remain in the account when requesting a partial payout. If a trader requests a full payout that brings the account balance back close to the initial account size, the account will be closed after the payout is completed.
For a $100,000 account:
| Item | Value |
|---|---|
| Account Size | $100,000 |
| 2% Buffer | $2,000 |
| Example Profit | $7,000 |
| Profit Available Before Split | $5,000 |
| Trader Payout | $5,000 × Profit Split |
Trading Conditions for the 1-Step Challenge
Stop Loss
AIFO does not generally require a stop loss for every trade, but strongly recommends using stop loss together with proper position sizing and risk control.
Overnight & Weekend Holding
Traders are allowed to hold positions overnight and over the weekend, but they must manage gap risk, margin, and floating P/L carefully.
Expert Advisors
Expert Advisors are allowed on AIFO 1-Step Challenge and simulated funded accounts, subject to AIFO’s usage guidelines. Shared strategies, rule circumvention, system exploitation, or duplicate EA strategies across accounts are prohibited.
| Product | Maximum Leverage |
|---|---|
| Forex | Up to 1:30 |
| Precious Metals & Indices | Up to 1:10 |
| Stocks | Up to 1:5 |
| BTC | Up to 1:2 |
| Other Cryptocurrencies | Up to 1:5 |
Is the AIFO 1-Step Challenge Right for You?
The 1-Step Challenge may be a good fit if you want a faster evaluation path, prefer a single-phase challenge, and can manage drawdown carefully from the beginning.
| Choose 1-Step If You… | Why |
|---|---|
| Want one evaluation phase | 1-Step is the fastest challenge structure |
| Can manage risk tightly | Daily Drawdown is 3%, with a 5% Trailing Max Drawdown |
| Prefer clear targets | The main target is 8% profit |
| Want flexible account sizes | $10K to $200K options are available |
| Want scaling potential | Profit split can increase up to 95% |
AIFO 1-Step Challenge FAQ
What is the AIFO 1-Step Challenge?
The AIFO 1-Step Challenge is a one-phase simulated trading evaluation. Traders need to reach the 8% profit target while following AIFO’s Daily Drawdown, Max Drawdown, trading day, consistency, and payout rules.
What is the profit target?
The profit target is 8%.
What are the drawdown limits?
The Daily Drawdown is 3%. The Maximum Loss Limit is 5% trailing, meaning the drawdown floor moves upward as account equity reaches new highs. It never moves downward and stops trailing once it reaches the initial account balance.
How many trading days are required?
The AIFO 1-Step Challenge requires at least 3 profitable trading days. Each valid trading day must generate a profit of at least 0.5% of the initial account balance.
What account sizes are available?
The available account sizes are $10,000, $25,000, $50,000, $100,000, and $200,000.
What is the profit split?
The default profit split is 80%. Through the AIFO Scaling Plan, eligible traders can increase their profit split up to 95%.
How often can I request a payout?
For AIFO 1–3 Step accounts, eligible traders can request a Profit Split every 14 days after their first trade. Payout requests remain subject to account compliance, Consistency Score requirements, KYC verification, the minimum payout amount, and the applicable payout buffer.
Are Expert Advisors allowed?
Yes. Expert Advisors (EAs) are allowed on AIFO 1-Step Challenge accounts and on the corresponding simulated funded accounts after passing the challenge. EA use must comply with AIFO’s current EA Guidelines. Challenge-passing bots, rule-circumvention tools, publicly available or shared third-party EAs, excessive server-order traffic, and identical or substantially similar strategies across different accounts are prohibited.
Start Your AIFO 1-Step Challenge
Choose your account size, trade with discipline, and complete one evaluation phase to progress toward an AIFO simulated funded account.