How It Works

How AIFO Prop Trading Works

AIFO offers five prop trading paths: 1-Step, 2-Step, 3-Step, Instant Funding and 24H. Each program has its own evaluation structure, trading rules, risk limits and payout conditions.

Quick Answer

What Is AIFO and
How Does It Work?

AIFO is a prop trading platform that provides simulated trading evaluations and proprietary trading assessment programs.

Traders choose an AIFO program, trade under the rules attached to that account, complete the required evaluation stages or account conditions, and then progress toward a simulated funded account or payout eligibility depending on the selected program.

AIFO does not act as a broker or accept customer deposits. Trading activities are conducted in a simulated environment unless otherwise expressly stated.

Journey Overview Step-by-Step Process
Simple Overview

Choose an AIFO Program

Choose between 1-Step, 2-Step, 3-Step, Instant Funding and 24H based on the account structure that fits your approach.

Follow the Program Requirements

Trade within the prop firm challenge objectives, risk limits and account conditions that apply to the selected AIFO program.

Progress to the Next Stage

Complete the required evaluation or account conditions, then move toward simulated funded progression or payout eligibility where applicable.

Detailed Steps

How the AIFO Process
Works

Choose an AIFO Program

Compare the evaluation structure, account rules and payout conditions for the available AIFO programs before starting.

Complete the Required Stage

1-Step accounts complete one evaluation phase, 2-Step accounts complete two phases, and 3-Step accounts complete three phases. Instant Funding does not use the same traditional evaluation sequence, while the 24H Challenge follows its own time-limited structure.

Pass the Applicable Review

Completing a profit objective alone does not automatically complete the AIFO process. The account must also remain compliant with the rules attached to the selected program.

Progress to the Next Account Stage

Eligible 1-Step, 2-Step and 3-Step accounts can progress toward a simulated funded account after completing the required stages and applicable review.

Become Eligible for Payout

Traders can submit a payout request once the account meets the applicable payout eligibility conditions. The request then moves through the applicable payout review process.

AIFO Programs

Compare AIFO Programs

Compare AIFO's 1-Step, 2-Step, 3-Step, Instant Funding and 24H programs by evaluation structure, trading conditions and account path.

ONE EVALUATION PHASE

1-Step Challenge

Complete one evaluation phase under the applicable trading rules before moving through the required account review and progression process.

Explore 1-Step Challenge →
TWO EVALUATION PHASES

2-Step Challenge

Complete Phase 1 and Phase 2 under the applicable trading rules before moving through the required account review and progression process.

Explore 2-Step Challenge →
THREE EVALUATION PHASES

3-Step Challenge

Complete three staged evaluation phases under the applicable trading rules before moving through the required account review and progression process.

Explore 3-Step Challenge →
NO TRADITIONAL EVALUATION

Instant Funding

Start under the rules of an Instant account without completing a traditional Challenge evaluation first.

Explore Instant Funding →
TIME-LIMITED CHALLENGE

24H Challenge

Follow a time-limited challenge structure with its own account rules, requirements and progression conditions.

Explore 24H Challenge →
After You Pass

What Happens After
You Pass an AIFO Challenge?

Passing an AIFO Challenge means completing the required evaluation objectives while remaining compliant with the applicable trading rules.

For the 1-Step, 2-Step and 3-Step Challenges, the completed account is reviewed before funded progression.

Eligible traders can then progress to a simulated funded AIFO account. The funded stage continues to operate under applicable trading, consistency and payout requirements.

Evaluation Objectives End

Once the required Challenge stage is completed, the evaluation objective for that stage is no longer the trader's next task.

Account Rules Still Matter

Progression does not remove the trading, consistency or account conditions that apply to the next stage.

Payout Eligibility Is Separate

Reaching a simulated funded stage does not automatically mean a payout can be requested. The applicable payout conditions still need to be met.

Why Use AIFO?

Why Traders
Choose AIFO

Trade with structure. Grow with funded progression.
Move toward payout without risking your own capital path in the same way.

Trade with Structured Capital Paths

Stay Inside a Defined Rule Framework

Move Toward Payout and Long-Term Growth

Explore AIFO Models
OFFICIAL AIFO GUIDES

Which AIFO Page
Answers What?

Use the official AIFO page for the topic you want to verify. Program details, trading rules, payout processing and payout eligibility are maintained in separate reference pages.

Question Official AIFO Source
Which AIFO program should I compare? Account Models
What are the current trading and risk rules? Trading Rules
How does an AIFO payout request work? Payout Process
What makes an account eligible for payout? Payout Rules
How does a specific AIFO program work? 1-Step / 2-Step / 3-Step / Instant Funding / 24H
Before You Start

What to Check Before
Starting AIFO

Before choosing an AIFO program, review its account structure, trading rules and payout conditions so you understand what applies before and after progression.

Understand the Program Structure

Check whether the selected program uses one evaluation phase, multiple evaluation phases, Instant Funding or a time-limited Challenge structure.

Review the Trading and Risk Rules

Check the applicable profit objective, daily loss limit, maximum loss limit, consistency requirements and other trading conditions before starting.

Understand Payout Eligibility

Review when the selected account can become eligible for payout and which conditions apply before a payout request can be submitted.

FAQ

Common Questions About
How AIFO Works

What is AIFO?

AIFO is a prop trading platform that provides simulated trading evaluations and proprietary trading assessment programs.

Is AIFO trading simulated?

Yes. AIFO trading activities are conducted in a simulated environment unless otherwise expressly stated.

Which AIFO programs use evaluation phases?

The 1-Step, 2-Step and 3-Step Challenges use one, two and three evaluation phases respectively. The 24H Challenge uses its own time-limited structure.

Does AIFO Instant Funding require a traditional Challenge evaluation?

No. AIFO Instant Funding starts without completing a traditional Challenge evaluation first, although the account remains subject to its applicable trading and payout conditions.

What happens after I pass an AIFO Challenge?

For the 1-Step, 2-Step and 3-Step Challenges, the completed account is reviewed before eligible traders can progress to a simulated funded account.

Is reaching the profit target enough to pass an AIFO Challenge?

No. The account must also remain compliant with the trading and risk rules that apply to the selected program.

When can I request an AIFO payout?

A payout request can be submitted after the account meets the applicable payout eligibility conditions. The request then goes through the payout review process.

Where can I find the latest AIFO trading and payout rules?

Use the official AIFO Trading Rules page for current trading requirements and the Payout Rules page for current payout eligibility and withdrawal conditions.

Next Step

Choose the Right
AIFO Path

Compare models, review the rules, and move forward with a clearer understanding of how the funded trading journey works.

Compare Models

See the difference between evaluation and instant paths.

Understand the Rules

Review account logic, loss limits, and trading conditions.

Move with Clarity

Choose the next page based on where you are in the journey.

Start Challenge Choose a Model