Risk Limits
Daily loss, maximum loss, trade risk, and allocation controls.
AIFO Risk Rules Hub
AIFO Trading Rules
AIFO trading rules explain how each account is evaluated, how drawdown is calculated, how consistency affects payout eligibility, and which behaviors can trigger review or account action. Use this page to compare AIFO rules by program before choosing a challenge or requesting a payout.
Trading Conduct
Consistency, restricted trading, and prohibited behavior.
Position Rules
Overnight holding, weekend holding, and execution conditions.
Violations
Review, freeze, restriction, and critical breach outcomes.
Overview
Rules at a Glance
Daily Risk Rules
Limits that control how much an account can lose within a trading day.
Overall Drawdown Rules
Rules that cap total downside across the account lifecycle.
Trading Behavior Rules
Rules that assess consistency, conduct, and restricted activity.
Holding Rules
Conditions for leaving positions open overnight or through the weekend.
Execution and Tool Rules
Rules tied to stop-loss use, automation, tools, and trading setup.
Enforcement Rules
How AIFO handles violations, freezes, and account-status changes.
AIFO Rules by Program Type
Compare AIFO program rules across profit targets, drawdown limits, consistency checks, trading requirements, and payout conditions. Use this table for a quick side-by-side review, then read the detailed program rules before trading.
| Program | Account Sizes | Target / Path | Daily Loss / Floating Loss | Max Loss | Consistency | Trading Days / Window | Payout / Profit Split | Rule Details |
|---|---|---|---|---|---|---|---|---|
| 1-Step Challenge | $10K–$200K | 1 phase, 8% profit target | 3% Daily Drawdown | 5% Max Drawdown | Consistency score below 30% before profit split | 3 valid trading days | 14 days, 80%–95% | View 1-Step Rules |
| 2-Step Challenge | $10K–$200K | Phase 1: 5%, Phase 2: 8% | 3% Daily Drawdown | 8% Max Drawdown | 30% consistency in Live account | 3 valid trading days | 14 days, 80%–95% | View 2-Step Rules |
| 3-Step Challenge | $10K–$200K | Phase 1: 3%, Phase 2: 3%, Phase 3: 5% | 3% Daily Drawdown | 5% Max Drawdown | 30% consistency in Live account | 3 valid trading days | 14 days, 80%–95% | View 3-Step Rules |
| Instant Funding | $10K–$200K | No traditional evaluation | 2% Daily Drawdown; 2% single-trade floating loss | 5% Standard; 4% Elite / No Commission | 15% single-day concentration / 25% top-two-days concentration | No traditional evaluation phase | Payout on demand, 80%–95% | View Instant Rules |
| 24H Challenge | $10K–$50K | 3% target in 24 hours; 6%+ enhanced payout condition | 1% Max Floating Loss | 2% Max Drawdown | One asset category at a time; The largest single trade profit less than 20% of the total profit. | 24-hour window | 30-day payout window, one payout, 90%–95% | View 24H Rules |
Risk Limits
Risk Limits and Loss Controls
AIFO risk rules work at more than one level. Traders need to stay within the daily loss limit, the maximum loss limit, the allowed risk per trade, and the account allocation framework at the same time.
Daily Loss Limit
The Daily Loss Limit controls how much the account can lose within one trading day. It is based on the previous day’s closing balance or equity, whichever is higher. Commissions, swap fees, open P/L, and closed P/L can all affect the daily loss floor.
Daily Loss Floor = Higher of Previous Day Closing Balance or Previous Day Closing Equity × (1 − Daily Loss %)
| Scenario | Calculation | Result |
|---|---|---|
| $100,000 account, 3% Daily Loss | $100,000 × 97% | Equity must stay above $97,000 |
| Previous day equity is $107,000, 3% Daily Loss | $107,000 × 97% | Equity must stay above $103,790 |
| Instant account, $50,000, 2% Daily Drawdown | $50,000 × 98% | Equity must stay above $49,000 |
Maximum Loss Limit
The Maximum Loss Limit controls the account-level downside boundary across the evaluation or trading phase. On evaluation accounts, the drawdown floor can move up when equity reaches new highs, but it does not move back down when equity falls.
Historical Maximum Drawdown = Highest Historical Equity − (Allowed Loss Percentage × Initial Account Size)
| Scenario | Calculation | Breach Floor |
|---|---|---|
| $100,000 account, 5% allowed loss, highest historical equity $100,000 | $100,000 − (5% × $100,000) | $95,000 |
| Highest historical equity rises to $102,000 | $102,000 − (5% × $100,000) | $97,000 |
| Highest historical equity rises to $106,000 | $106,000 − (5% × $100,000) | $101,000 |
Conduct
Consistency and Trading Behavior Rules
What Consistency Measures
Consistency rules check whether profits are produced in a stable, repeatable way instead of being concentrated in one unusually large trading day. A profitable account can still fail payout readiness if the profit distribution does not meet the required rule.
Consistency Formula Examples
| Account Type | Formula | Requirement | Example |
|---|---|---|---|
| 1-Step | Highest single-day profit ÷ total profit × 100 | Below 30% before profit split | Total profit $5,000 → max single-day profit should stay below $1,500 |
| 2-Step / 3-Step Live account | Highest single-day profit ÷ total profit × 100 | 30% consistency in Live account | Total profit $5,000 → max single-day profit should stay within the 30% live-account consistency rule |
| Instant | Highest single-day profit ÷ total profit × 100 | 15% or lower / strictly below 15% in T&C language | Total profit $5,000 → best day should stay below or around $750 depending on official dashboard rule |
| Instant | Top two days profit ÷ total profit × 100 | Below 25% | Total profit $5,000 → top two days combined should stay below $1,250 |
Holding Rules
Holding Rules: Overnight, Weekend, and Market Conditions
AIFO allows overnight and weekend holding, but open positions still remain subject to the platform’s risk and conduct rules.
Overnight Positions
Positions can remain open beyond the trading day, but traders still need to stay within the applicable risk framework.
Weekend Positions
Weekend holding is allowed, but exposure to gap risk, liquidity changes, and account-level rules still matters.
Extreme Market Conditions
During abnormal volatility or major market events, additional review or temporary execution-related handling may apply.
Holding permission does not override daily loss, maximum loss, or conduct-related rules.
Trading Conditions
Allowed and Restricted Trading Under AIFO Rules
AIFO rules are not only about profit targets and drawdown. Traders also need to understand which behaviors, tools, holding styles, and account practices may be allowed, restricted, or reviewed.
| Topic | Status / Rule | Key Risk Note | User Next Step |
|---|---|---|---|
| Overnight positions | Allowed, but still subject to risk rules | Gap risk, floating P/L, and daily reset timing still matter. | Review overnight position rules |
| Weekend positions | Allowed, but risk remains active | Liquidity gaps, spread changes, and single-trade risk can still affect the account. | Check weekend holding rules |
| Expert Advisors / automated trading | Allowed on 1-Step, 2-Step, 3-Step, and AIFO Standard accounts | EA use is subject to server-order limits, unique-strategy requirements, and restrictions on challenge-passing bots, shared EAs, and rule circumvention. | Review EA eligibility and usage rules |
| Instant single-trade floating loss | 2% of initial account balance | This should be checked alongside Instant rules and risk-per-trade expectations. | View Instant Funding risk rules |
| 24H max floating loss | 1% total floating loss | This is stricter than standard evaluation paths. | Review 24H Challenge loss rules |
| 24H asset category | Only one asset category at a time | Example: do not hold forex and indices simultaneously on AIFO Lite 24H. | Check 24H asset category rules |
| Stop loss | Not generally required, but strongly recommended | Position sizing and Daily / Max Loss still matter even when stop loss is not mandatory. | Learn AIFO risk management rules |
| VPN/VPS | Review required / follow account environment rules | Follow the full FAQ and do not assume unrestricted use. | Review VPN and VPS account rules |
| Restricted trading behavior | Can trigger review or account action | Review the restricted trading FAQ before assuming a setup is allowed. | Read restricted trading behavior rules |
Execution
Execution Tools and Trading Setup Rules
Download MetaTrader 5
Use MT5 on Windows, Android, iOS, or Web Terminal for AIFO trading.
Server Time
AIFO Server Time is used for trade records, time limits, and daily reset references.
MT5 Login Help
Use this when MT5 login, server name, or connection fails.
Enforcement
Violations, Freezes, and Account Status Outcomes
Not every issue leads to the same outcome. Severity, account context, and review results all matter.
Critical Violations
A critical violation is a serious rule breach that can immediately affect account status and trigger enforcement review.
Account Inactivity / Freeze
Accounts with no trading or account activity for 21 consecutive days can be frozen as idle, and continued inactivity for 30 days may lead to automatic closure.
Violation Policy
Violation policy defines how rule issues are reviewed, escalated, and resolved when account integrity is at risk.
What Can Happen After a Rule Breach or Account Restriction?
| Issue | Common Trigger | Possible Outcome | User Next Step |
|---|---|---|---|
| Daily Loss breach | The daily loss limit is exceeded during a trading day. | Critical violation / account failure | Review daily loss rules |
| Max Loss breach | The account drops below the maximum loss or drawdown floor. | Critical violation / account failure | Understand max loss and drawdown rules |
| Prohibited trading behavior | Restricted strategies, abuse patterns, or rule-breaking execution are detected. | Review, restriction, or account action | Read prohibited trading behavior rules |
| Non-compliant EA / automation use | EA use breaches eligibility, server limits, originality, or prohibited-bot rules. | Warning, required changes, restriction, rejection, or account termination. | Review EA eligibility and usage rules |
| Account inactivity / freeze | All accounts have no trading or activity for 21 consecutive days. | Accounts are frozen as idle. Continued inactivity for 30 days may result in automatic closure. | Review account inactivity and unfreezing rules |
| Payout issue | A payout request does not meet eligibility or review conditions. | Delay or payout not approved until conditions are met | Review payout process and eligibility rules |
FAQ
Common Questions About AIFO Rules
What is the difference between daily loss and maximum loss?
Daily loss controls how much the account can lose within one trading day. Maximum loss controls the broader account-level downside boundary across the evaluation or trading phase.
Does AIFO allow overnight and weekend positions?
Yes. Overnight and weekend positions are allowed, but open risk, gap exposure, floating P/L, and reset timing still matter.
What are AIFO consistency rules?
Consistency rules check whether profits are produced in a stable and repeatable way rather than being concentrated in one unusually large day.
What counts as prohibited behavior?
Restricted or prohibited behavior refers to trading or account practices that can trigger review, restriction, or account action under the AIFO rule framework.
Are expert advisors allowed under AIFO rules?
EA use is allowed on 1-Step, 2-Step, 3-Step, and AIFO Standard accounts, but it remains subject to eligibility rules, server-order limits, originality requirements, and restrictions on challenge-passing bots, shared EAs, and rule circumvention.
Methodology
How to Use This Rules Page
This page gives a structured overview of AIFO’s main rule areas and how they connect across the program. It helps traders find the relevant topics quickly, but it does not replace account-level documentation, enforcement logic, or payout conditions.
Next Step
Review the Rules Before You Trade
Understanding the rule framework early helps traders avoid preventable mistakes, manage risk better, and choose the right AIFO program with clearer expectations.