What Is an AIFO LITE?

AIFO LITE

AIFO LITE is a 24-hour time-limited trading challenge. Users who achieve the 3% profit target in full compliance with all rules may apply for a one-time settlement. Each account is eligible for only one settlement. Once completed, the account will be permanently closed and cannot be reused.


Risk Management Rules

Maximum Loss Limit — Static Drawdown

The maximum loss limit follows a static drawdown model. If account equity falls below 98% of the initial balance, the account will be immediately terminated.

Example:

Initial balance: $100,000

Drawdown limit: 98% = $98,000

The loss threshold remains fixed regardless of account growth. If equity drops below $98,000, the account will be closed.

Floating Loss Limit

During the challenge, the total floating loss of all open positions must not exceed 1% of the initial account balance at any time.

If this limit is exceeded, it will be considered a violation, and the account will be immediately closed.


Trading Time Limit

After account activation, users are granted a 24-hour trading window. The countdown upon purchase. During this period, users must meet all trading requirements and achieve the profit target.

At the end of the 24-hour challenge window, the platform reserves the right to automatically close all open positions. Execution may be affected by market conditions such as liquidity, pricing, slippage, and overall trading environment.

Important Notice

The countdown will not pause during market closures. Users are responsible for ensuring sufficient trading time before purchase. AIFO shall not be held liable for failure to meet the profit target due to market holidays or trading interruptions.


Single Instrument Rule

The instrument used in the first executed trade will be considered the only permitted trading instrument for the account. Any subsequent trading of other instruments will be deemed a violation.

Users must not circumvent the single-instrument restriction through the following methods (including but not limited to):

  • Use of correlated instruments
  • Derivative mapping or proxies
  • Cross-market mirroring

The platform reserves the right to make the final determination based on the following (including but not limited to):

  • Order records
  • Traded instruments
  • Account behavior
  • System logs

Single Account Policy

Each registered user, each set of verified identity information, each device environment, each payment entity, and any related parties identified by the platform may only hold one AIFO LITE account at the same time.

If you would like to purchase another account, you may do so after your current account has been closed.

If the platform determines that there is multi-account control, identity sharing, proxy holding, coordinated operation, or any attempt to bypass the single account rule, it reserves the right to close all related accounts and revoke payout eligibility.


Single Trade Consistency Score

The Consistency Score evaluates whether a trader demonstrates stable, repeatable trading performance, ensuring profits are generated in a realistic, healthy, and sustainable manner.

In the AIFO LITE version, the Consistency Score is calculated based on the following metric:

• The largest single trade profit during a payout cycle must account for less than 20% of the total profit.

These rules help promote more balanced profit generation and reduce overreliance on a single large winning trade.


Profit Target & Profit Split Mechanism

The minimum profit target is set at 3%, with a profit split of 90%.

If the account achieves a closed net profit of 6% or more at any point during the challenge, users may apply for early settlement with an increased profit split of 95%.

Once a withdrawal request is submitted, the payout will be processed within 24 hours.


Withdrawal Rules & Profit Split

Standard Settlement

If the account achieves a net profit of ≥3% and <6% at the end of the 24-hour challenge, the user may apply for a one-time payout with a 90% profit split. The withdrawal request must be submitted within 30 days after settlement; otherwise, it will be deemed forfeited and the account will be closed.

Enhanced Settlement

If the account achieves a closed net profit of ≥6% at any time during the challenge, the user may apply for a one-time enhanced settlement with a 95% profit split.

When the account’s closed net profit first reaches or exceeds 6%, the user may choose to request early settlement.

Once an early settlement request is submitted:

  • All positions must be fully closed.
  • Trading permissions for the account will be suspended.
  • The account will enter the review and settlement process.
  • The account will be permanently closed upon completion of settlement.

If the user does not request early settlement after reaching 6%, the account may continue trading within the remaining challenge time. The final payout tier will be determined based on the actual result at settlement.

Users may not claim the 6% payout tier if profits were previously reached but later reduced. Once a settlement request is submitted, trading is no longer permitted. Any further trading activity will render the request invalid.


Weekend & Holiday Position Rule

All positions must be fully closed prior to weekends and public holidays. Failure to do so may result in forced liquidation by the platform.

Cryptocurrency instruments are exempt from this restriction and may be traded according to their respective market hours.


Payout Conditions

To request a payout, users must meet all of the following conditions:

  • The required profit target has been achieved.
  • There are no open positions in the account.
  • The account has no violations or pending review issues.
  • All required identity and account verifications have been completed.
  • The withdrawal request is submitted within the specified timeframe.

The withdrawal request must be submitted within 30 days after settlement. Late submissions will be considered forfeited, and the account will be closed.

Once approved, payouts will be processed within 24 hours. Processing time may be extended in cases of compliance review, risk control checks, payment channel limitations, or abnormal transaction investigations.

Each account is eligible for only one payout. After completion, the account will be permanently closed and cannot be restored, reused, or reactivated.


Leverage

AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:

Forex: Up to 1:30

Precious Metals & Indices: up to 1:10

Stocks: up to 1:5

Cryptocurrencies: BTC up to 1:2, other coins up to 1:5

Risk Warning

Leverage can magnify profits but also increase potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust an account’s leverage.

Stay disciplined, manage risk, and your chances of success should increase.