AIFO offers four account paths: the 1-Step and 2-Step evaluation models, Instant Funding without a traditional evaluation, and the time-limited Sprint path. Compare targets, loss limits, trading requirements, concentration rules, and payout paths before choosing.
Switch between 1-Step, 2-Step, Instant Funding, and Sprint to compare account sizes, rules, optional add-ons, and prices.
Use this section for a fast read on the four current AIFO account paths before comparing the detailed structure below.
Compare trading structure and risk separately from account sizes and payout conditions. This keeps model-specific requirements clear without treating one rule as universal.
| Model | Structure & Target | Loss Limits | Trading Requirement | Consistency / Concentration |
|---|---|---|---|---|
| 1-Step | 1 evaluation phase 10% |
3% Daily / 6% Static Maximum | At least 2 trading days | No Consistency Score |
| 2-Step | 2 evaluation phases Phase 1: 8% / Phase 2: 5% |
5% Daily / 10% Static Maximum | At least 3 trading days per phase | No Consistency Score |
| Instant Funding | No traditional evaluation No evaluation target |
3% Daily / 5% HWM trailing, capped at initial balance / total floating loss ≤2% | No minimum trading days | Highest-profit day <20% of payout-period profit |
| Sprint | Time-limited, one-payout path At least 3% closed net profit |
Total floating loss ≤1% / 2% Static Maximum | First trade within 48h of purchase; 24h from first trade; first-traded instrument only; one position at a time | Largest single-trade profit <20% of total profit |
| Model | Account Sizes | Payout Timing | Profit Split | Buffer / Account Outcome |
|---|---|---|---|---|
| 1-Step | $10K / $25K / $50K / $100K / $200K | Standard 14-day cycle; on demand only with the applicable add-on | 80% default; up to 95% through Scaling | No mandatory payout buffer |
| 2-Step | $10K / $25K / $50K / $100K / $200K | Standard 14-day cycle; on demand only with the applicable add-on | 80% default; up to 95% through Scaling | No mandatory payout buffer |
| Instant Funding | $10K / $25K / $50K / $100K | On demand when eligible | 80% default; up to 95% through Scaling | 2% buffer only to continue; taking the full available payout closes the account |
| Sprint | $10K / $25K / $50K | One request within 30 days after settlement | 90% at 3% to below 6%; 95% at 6% or more | No continuing buffer; account closes after payout |
| If You Want… | Compare This Model | Key Difference |
|---|---|---|
| One evaluation phase | 1-Step | One 10% phase, at least 2 trading days and no Consistency Score |
| A staged two-phase evaluation | 2-Step | 8% Phase 1, 5% Phase 2, at least 3 trading days per phase and no Consistency Score |
| No traditional evaluation | Instant Funding | No evaluation target, Instant-specific risk limits and on-demand payout eligibility |
| A short time-limited path | Sprint | 24-hour trading window, Sprint-specific execution rules and one payout |
AIFO currently offers four account paths: the 1-Step Challenge, 2-Step Challenge, Instant Funding, and Sprint.
AIFO 1-Step uses one evaluation phase with a 10% target, 3% Daily Loss, 6% Static Maximum Loss and at least 2 trading days. AIFO 2-Step uses two phases with 8% and 5% targets, 5% Daily Loss, 10% Static Maximum Loss and at least 3 trading days per phase. Neither model uses a Consistency Score.
No traditional evaluation or evaluation profit target is required for AIFO Instant. It uses a 3% Daily Loss, a 5% high-water-mark trailing loss capped at the initial balance, total floating loss of no more than 2%, and a highest-profit-day concentration limit strictly below 20% of payout-period profit.
Sprint is a time-limited, one-payout path. The first trade must be placed within 48 hours of purchase and starts a continuous 24-hour trading window. Traders target at least 3% closed net profit, may trade only the first-traded instrument, may open only one position at a time, must keep total floating loss at or below 1%, and must keep equity strictly above the 2% Static Maximum Loss floor. The largest single-trade profit must remain strictly below 20% of total profit. One payout request may be submitted within 30 days after settlement, and the account closes after payout.
Eligible 1-Step and 2-Step accounts use a standard 14-day payout cycle, or on-demand payout when the applicable add-on was purchased, with no mandatory payout buffer. Instant payout requests are on demand when eligible; a 2% buffer applies only if the account is to continue, while taking the full available payout closes it. Sprint permits one payout request within 30 days after settlement and closes after payout. The minimum payout request is $100.
The AIFO 1-Step and 2-Step Challenges do not use a Consistency Score. Instant requires the highest-profit day to remain strictly below 20% of payout-period profit. Sprint requires the largest single-trade profit to remain strictly below 20% of total profit.
AIFO 1-Step and 2-Step are available in $10K, $25K, $50K, $100K and $200K sizes. Instant Funding is available in $10K, $25K, $50K and $100K sizes. Sprint is available in $10K, $25K and $50K sizes.
Use the individual AIFO Program page for model-specific rules and AIFO Trading Rules for loss limits, concentration rules, holding, execution, and account-conduct requirements.
This comparison was reviewed against AIFO’s current Program, Trading Rules, Payout Process, and Payout Rules pages. Where model requirements differ, the individual Program page and applicable account terms control.
Compare AIFO’s 1-Step, 2-Step, Instant Funding and Sprint models, then review the exact Program, Trading Rules and Payout pages before selecting an account.
