(Updated on September 1, 2026. For users who purchased their account before September 1, 2026, the challenge parameters displayed on the Dashboard shall prevail.)
Instant Core Rules
The Instant Plan is an immediate-access trading model allowing traders to begin trading instantly without a traditional evaluation phase. Traders must follow the risk rules, trading requirements, and consistency standards to qualify for profit payout and maintain account status.
Risk Management Rules
Daily Loss Limit
The Daily Loss Limit is the maximum allowable loss you can incur within a single trading day. This limit is calculated based on the previous day’s closing balance or equity (whichever is higher).
If your account equity reaches this limit during the trading day, the account will fail.
Of the higher value between the previous day’s closing balance or equity
- Daily Loss Limit: 3%
Example 1: Higher Equity
- If your previous day closed with a $105,000 balance and $107,000 equity, your equity must not fall below $103,790 for the day.
Example 2: Higher Balance
- If your previous day closed with a $100,000 balance and $99,000 equity, your equity must not fall below $97,000 for the day.
Your account equity, including both floating and realized PnL, must not reach or fall below the Daily Loss Limit.
Maximum Loss Limit
The Maximum Loss Limit is the maximum allowable loss calculated based on the account’s highest historical equity (High-Water Mark, HWM) reached during the evaluation or trading period. As the account reaches a new equity high, the Maximum Loss Limit adjusts accordingly.
If the account balance or equity reaches the Maximum Loss Limit, the account will be considered failed.
- AIFO Historical Maximum Drawdown: 5% (Based on the account’s highest historical equity/HWM).
The Maximum Loss Limit will increase as your account reaches new equity highs, but it will never decrease and is ultimately capped at the initial account balance.
Example
- Initial account balance: $100,000
- Maximum Loss Limit: 5%
- Initial loss limit: $100,000 – (5% * 100,000) = 95,000
- When the account equity reaches $102,000, The Maximum Loss Limit is adjusted to: $102,000 – (5% * 100,000) = 97,000
- If the account equity falls to $97,000, A Maximum Loss Limit breach occurs, and the account will be considered failed
- When the account equity reaches $106,000, The Maximum Loss Limit would move to: $106,000 – (5% * 100,000)= 101,000
- Since $101,000 exceeds the initial account balance, the Maximum Loss Limit will be locked at $100,000 and will not increase further.
Single Trade Limit
In an Instant Account, the floating loss must not exceed 2% of the initial account balance. This rule ensures that traders can manage risk in an instant trading environment.
Consistency Scores
Consistency scores evaluate whether a trader demonstrates a stable and repeatable trading approach, ensuring profits are generated in a healthy and sustainable manner.
For the Instant Plan, the score is calculated based on the following criteria:
- Maximum single-day profit as a percentage of total profit within the payout period: must be <20%
Notes
Failure to meet the Consistency Score requirement will make traders ineligible for profit sharing or payouts, even if the overall profit target has been reached.
The system automatically monitors and calculates the highest single-day profit as a percentage of total profit during each payout period to evaluate trading consistency.
Payout
- Minimum Payout: $100
- Profit Buffer: 2% of the initial account balance
Traders may request a payout once all applicable risk management requirements are met. After each payout, the account must retain a profit buffer equal to at least 2% of the initial account balance. By maintaining the 2% profit buffer, traders can continue trading on the account.
Traders may also choose to request a full payout of their available profits. A full payout will result in the account being closed, and the account cannot be restored once closed.
Leverage
AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:
- Forex: 1:30
- Precious Metals & Indices: 1:10
- Stocks: 1:5
- Cryptocurrencies: BTC 1:2
- other coins: 1:5
Risk Warning
Leverage can magnify profits but also increases potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses, or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust leverage.
Stay disciplined, manage risk, and success is within reach!
