Risk Limits
Daily, floating, Static Maximum Loss and HWM trailing limits.
AIFO Risk Rules Hub
AIFO Trading Rules
Compare AIFO 1-Step, 2-Step, Instant and Sprint rules for loss limits, trading windows, profit concentration, holding and payouts. Step accounts have no Consistency Score; Instant and Sprint use different profit-concentration tests.
Profit Concentration
No Step score; separate Instant and Sprint calculations.
Holding Conditions
Overnight, weekend, holiday and model-specific position rules.
Payout Paths
Standard cycle, on-demand access, buffers and account closure.
Overview
Rules at a Glance
Rules by Program
Compare 1-Step, 2-Step, Instant and Sprint side by side.
Open sectionDaily and Maximum Loss
Understand daily, floating, static and HWM trailing loss limits.
Open sectionConsistency and Concentration
See which models have no score and which use a strict profit limit.
Open sectionHolding Conditions
Check overnight, weekend and Sprint-specific closure rules.
Open sectionTools and Trading Conduct
Review EA, stop-loss, VPN/VPS and restricted-trading conditions.
Open sectionBreaches and Account Status
Understand failure, review, restriction, freeze and closure outcomes.
Open sectionAIFO Rules by Program Type
Compare AIFO program rules across profit targets, loss limits, model-specific concentration tests, trading requirements and payout conditions. Use this summary for a quick side-by-side review, then open the selected program page before trading.
1-Step Challenge
$10K–$200K- Target / Path
- One phase; 10% profit target
- Daily / Floating Loss
- 3% Daily Loss
- Maximum Loss
- 6% Static Maximum Loss
- Consistency / Concentration
- No Consistency Score
- Trading Days / Window
- At least 2 trading days
- Trading Conditions
- News trading and weekend holding are allowed, subject to the current Trading Rules.
- Payout / Profit Split
- 14-day standard cycle or on demand with the applicable add-on; $100 minimum; 80%–95%; no mandatory buffer.
2-Step Challenge
$10K–$200K- Target / Path
- Phase 1: 8%; Phase 2: 5%
- Daily / Floating Loss
- 5% Daily Loss
- Maximum Loss
- 10% Static Maximum Loss
- Consistency / Concentration
- No Consistency Score
- Trading Days / Window
- At least 3 trading days per phase
- Trading Conditions
- News trading and weekend holding are allowed, subject to the current Trading Rules.
- Payout / Profit Split
- 14-day standard cycle or on demand with the applicable add-on; $100 minimum; 80%–95%; no mandatory buffer.
Instant Funding
$10K–$100K- Target / Path
- No traditional evaluation target
- Daily / Floating Loss
- 3% Daily Loss; total floating loss must not exceed 2% of initial balance
- Maximum Loss
- 5% HWM trailing Maximum Loss, capped at the initial balance
- Consistency / Concentration
- Highest-profit day must remain strictly below 20% of payout-period profit
- Trading Days / Window
- No minimum trading days
- Trading Conditions
- News trading and weekend holding are allowed, subject to the current Trading Rules.
- Payout / Profit Split
- On demand when eligible; $100 minimum; 80%–95%; retain a 2% buffer to continue or a full available payout closes the account.
Sprint
$10K, $25K and $50K- Target / Path
- 3% closed net profit target
- Daily / Floating Loss
- No separate Daily Loss; total floating loss must not exceed 1%
- Maximum Loss
- 2% Static Maximum Loss
- Consistency / Concentration
- Largest single-trade profit must remain strictly below 20% of total profit
- Trading Days / Window
- First trade within 48 hours of purchase; continuous 24-hour window from the first trade
- Trading Conditions
- First-traded instrument only; one open position at a time; close before weekends and public holidays, except crypto.
- Payout / Profit Split
- One request: 90% at 3% to below 6% after settlement, or early 95% at 6% or more; request within 30 days; account closes after payout.
This comparison is a quick reference. Review the selected program page, current Trading Rules and payout conditions before purchase or trading.
Risk Limits
Risk Limits and Loss Controls
AIFO risk rules operate at several levels. The 1-Step, 2-Step and Instant models use a Daily Loss Limit. Instant also uses a 2% total floating-loss limit, while Sprint has no separate Daily Loss and instead uses a 1% total floating-loss limit. Every model also has its own Maximum Loss structure.
Daily Loss Limit
For 1-Step, 2-Step and Instant, the Daily Loss Limit controls how much the account can lose within one trading day. It is based on the previous day’s closing balance or equity, whichever is higher. Commissions, swap fees, open P/L and closed P/L can affect the daily loss floor. Sprint uses no separate Daily Loss Limit.
Daily Loss Floor = Higher of Previous Day Closing Balance or Previous Day Closing Equity × (1 − Daily Loss %)
| Scenario | Calculation | Result |
|---|---|---|
| 1-Step, $100,000 account, 3% Daily Loss | $100,000 × 97% | Daily loss floor: $97,000 |
| 2-Step, $100,000 account, 5% Daily Loss | $100,000 × 95% | Daily loss floor: $95,000 |
| Instant, $100,000 account, 3% Daily Loss | $100,000 × 97% | Daily loss floor: $97,000 |
| Instant, $100,000 account, 2% total floating loss | $100,000 × 2% | Total floating loss must not exceed $2,000 |
| Sprint, $50,000 account, 1% total floating loss | $50,000 × 1% | Total floating loss must not exceed $500 |
Maximum Loss Limit
The Maximum Loss Limit controls the account-level downside boundary. The 1-Step and 2-Step Challenges and Sprint use a fixed Static Maximum Loss floor based on the initial account size. Instant uses a 5% high-water-mark trailing loss floor that rises with the account high-water mark and is capped at the initial balance.
Static Floor = Initial Balance − Static Loss Allowance · Instant Floor = High-Water Mark − 5% of Initial Balance, capped at Initial Balance
| Scenario | Calculation | Breach Floor |
|---|---|---|
| 1-Step, $100,000 account, 6% Static Maximum Loss | $100,000 − $6,000 | $94,000 fixed floor; equity must remain above it |
| 2-Step, $100,000 account, 10% Static Maximum Loss | $100,000 − $10,000 | $90,000 fixed floor; equity must remain above it |
| Instant, $100,000 account, 5% HWM trailing loss | HWM $102,000 − $5,000 | $97,000 floor; capped at $100,000 |
| Sprint, $50,000 account, 2% Static Maximum Loss | $50,000 − $1,000 | $49,000 fixed floor; equity must remain above it |
Conduct
Consistency and Profit- Concentration Rules
Which Models Use a Consistency or Concentration Rule?
The 1-Step and 2-Step Challenges do not use a Consistency Score. Instant instead requires the highest-profit day to remain strictly below 20% of payout-period profit. Sprint requires the largest single-trade profit to remain strictly below 20% of total profit. These are different calculations and must not be treated as one universal rule.
Account-Specific Concentration Rules
| Account Type | Formula | Requirement | Example |
|---|---|---|---|
| 1-Step / 2-Step | Not applicable | No Consistency Score | No profit-distribution score applies to the Step evaluations |
| Instant | Highest-profit day ÷ payout-period profit × 100 | Strictly below 20% | At $5,000 payout-period profit, the highest-profit day must remain below $1,000 |
| Sprint | Largest single-trade profit ÷ total profit × 100 | Strictly below 20% | At $5,000 total profit, the largest single-trade profit must remain below $1,000 |
Holding Rules
Holding Rules: Overnight, Weekend, and Market Conditions
AIFO 1-Step, 2-Step and Instant accounts allow overnight and weekend holding, subject to the applicable risk and conduct rules. Sprint positions must be closed before weekends and public holidays; cryptocurrency instruments are exempt from that Sprint closure requirement.
Overnight Positions
Positions may remain open beyond the trading day only while the selected model’s loss limits, trading window and closure conditions continue to be satisfied.
Weekend and Holiday Positions
Weekend holding is allowed for 1-Step, 2-Step and Instant. Sprint positions must close before weekends and public holidays, except cryptocurrency instruments.
Extreme Market Conditions
During abnormal volatility or major market events, additional review or temporary execution-related handling may apply.
Holding permission does not override daily loss, maximum loss, or conduct-related rules.
Trading Conditions
Allowed and Restricted Trading Under AIFO Rules
AIFO rules are not only about profit targets and drawdown. Traders also need to understand which behaviors, tools, holding styles, and account practices may be allowed, restricted, or reviewed.
| Topic | Status / Rule | Key Risk Note | User Next Step |
|---|---|---|---|
| Overnight positions | Allowed, subject to the selected model’s time and risk rules | Gap risk, floating P/L, daily reset timing and any model-specific closure requirement still apply. | Review overnight position rules |
| Weekend positions | Allowed for 1-Step, 2-Step and Instant; Sprint has a closure rule | Sprint positions must be closed before weekends and public holidays. Cryptocurrency instruments are exempt. | Check weekend holding rules |
| Expert Advisors / automated trading | Permitted only where the selected account’s current rules explicitly allow it | EA use remains subject to the applicable account rules, server-order limits, originality requirements, and restrictions on challenge-passing bots, shared EAs, and rule circumvention. | Review EA eligibility and usage rules |
| Instant total floating loss | Must not exceed 2% of the initial account balance | The limit applies across all open positions and is separate from Instant’s 3% Daily Loss Limit. | View Instant Funding risk rules |
| Sprint total floating loss | Must not exceed 1% of the initial account balance | Sprint has no separate Daily Loss Limit; the 1% total floating-loss rule applies alongside the 2% Static Maximum Loss. | Review Sprint loss rules |
| Sprint single instrument | First-traded instrument only | The instrument used in the first executed trade becomes the only permitted trading instrument for the Sprint account. | Check Sprint single-instrument rules |
| Stop loss | Not generally required, but strongly recommended | Position sizing and Daily / Max Loss still matter even when stop loss is not mandatory. | Learn AIFO risk management rules |
| VPN/VPS | Review required / follow account environment rules | Follow the full FAQ and do not assume unrestricted use. | Review VPN and VPS account rules |
| Restricted trading behavior | Can trigger review or account action | Review the restricted trading FAQ before assuming a setup is allowed. | Read restricted trading behavior rules |
Execution
Execution Tools and Trading Setup Rules
Download MetaTrader 5
Use MT5 on Windows, Android, iOS, or Web Terminal for AIFO trading.
Server Time
AIFO Server Time is used for trade records, time limits, and daily reset references.
MT5 Login Help
Use this when MT5 login, server name, or connection fails.
Enforcement
Violations, Freezes, and Account Status Outcomes
Not every issue leads to the same outcome. Severity, account context, and review results all matter.
Critical Violations
A critical violation is a serious rule breach that can immediately affect account status and trigger enforcement review.
Account Inactivity / Freeze
Accounts with no trading or account activity for 21 consecutive days can be frozen as idle, and continued inactivity for 30 days may lead to automatic closure.
Violation Policy
Violation policy defines how rule issues are reviewed, escalated, and resolved when account integrity is at risk.
What Can Happen After a Rule Breach or Account Restriction?
| Issue | Common Trigger | Possible Outcome | User Next Step |
|---|---|---|---|
| Daily Loss breach | The daily loss limit is exceeded during a trading day. | Critical violation / account failure | Review daily loss rules |
| Max Loss breach | The account reaches or falls below the maximum loss or drawdown floor; touching the boundary is a breach. | Critical violation / account failure | Understand max loss and drawdown rules |
| Prohibited trading behavior | Restricted strategies, abuse patterns, or rule-breaking execution are detected. | Review, restriction, or account action | Read prohibited trading behavior rules |
| Non-compliant EA / automation use | EA use breaches eligibility, server limits, originality, or prohibited-bot rules. | Warning, required changes, restriction, rejection, or account termination. | Review EA eligibility and usage rules |
| Account inactivity / freeze | All accounts have no trading or activity for 21 consecutive days. | Accounts are frozen as idle. Continued inactivity for 30 days may result in automatic closure. | Review account inactivity and unfreezing rules |
| Payout issue | A payout request does not meet eligibility or review conditions. | Delay or payout not approved until conditions are met | Review payout process and eligibility rules |
FAQ
Common Questions About AIFO Rules
What is the difference between Daily Loss and Maximum Loss?
Daily Loss controls the loss allowed within one trading day and, where applicable, uses the higher of the previous day’s closing balance or equity. Maximum Loss defines the broader account-level floor. AIFO 1-Step, 2-Step and Sprint use a Static Maximum Loss, while Instant uses a 5% high-water-mark trailing Maximum Loss capped at the initial balance.
Does Sprint have a Daily Loss Limit?
Sprint does not use a separate Daily Loss Limit. Total floating loss across open positions must not exceed 1% of the initial account balance, and equity must remain strictly above the 2% Static Maximum Loss floor.
Does AIFO allow overnight and weekend positions?
Overnight and weekend holding is allowed for 1-Step, 2-Step and Instant accounts, subject to the applicable risk and conduct rules. Sprint positions must be closed before weekends and public holidays, except for cryptocurrency instruments.
Which AIFO models use consistency or profit-concentration rules?
The 1-Step and 2-Step Challenges have no Consistency Score. Instant requires the highest-profit day to remain strictly below 20% of payout-period profit. Sprint requires the largest single-trade profit to remain strictly below 20% of total profit.
How do payout rules differ across AIFO models?
Eligible 1-Step and 2-Step accounts use a standard 14-day payout cycle or on-demand payout with the applicable add-on, with no mandatory payout buffer. Instant payouts are on demand when eligible; retaining a 2% buffer continues the account, while taking the full available payout closes it. Sprint permits one payout request and closes after payout. The minimum payout request is $100.
What are the main AIFO Sprint trading rules?
The first Sprint trade must be placed within 48 hours of purchase and starts a continuous 24-hour trading window. Only the first-traded instrument may be used, only one position may be open at a time, total floating loss must not exceed 1%, equity must remain strictly above the 2% Static Maximum Loss floor, and the largest single-trade profit must remain strictly below 20% of total profit.
What counts as prohibited behavior?
Restricted or prohibited behavior refers to trading or account practices that can trigger review, restriction or account action under the AIFO rule framework. Review the current prohibited-trading guidance before using a strategy, automation tool or account setup that may create uncertainty.
Are Expert Advisors allowed under AIFO rules?
Expert Advisors may be used only where the selected AIFO account’s current rules explicitly permit them. Any permitted use remains subject to applicable eligibility, server-order, originality and prohibited-strategy restrictions.
Methodology
How to Use This Rules Page
This page gives a structured overview of AIFO’s current rule areas and how they differ across 1-Step, 2-Step, Instant and Sprint. It helps traders find the relevant topic quickly, but it does not replace the selected program page, account-level Trading Rules, checkout terms, enforcement logic or payout conditions.
Next Step
Choose a Program After Reviewing the Rules
Compare the four AIFO models, then open the selected program page and review its current trading and payout conditions before purchase.