Instant Funding Prop Firm
Instant Funding Prop Firm Account with AIFO
AIFO Instant Funding provides a simulated account path without a traditional 1-Step, 2-Step, or 3-Step evaluation. Choose AIFO Standard, AIFO Elite, or AIFO Zero and trade under account-specific loss, consistency, single-trade risk, and payout rules.
Not sure whether Instant is the right path? Explore all AIFO funding programs before choosing your account.
None
3 Types
$10K–$200K
2%
5% / 4%
15% / 25%
2%
80%–95%
On Demand
Quick Answer
What Is AIFO Instant Funding?
AIFO Instant Funding is a simulated trading account path that does not require a traditional multi-step evaluation before account access. Traders can choose AIFO Standard, AIFO Elite, or AIFO Zero and trade under account-specific loss limits, consistency requirements, single-trade floating-loss rules, and payout conditions.
All current AIFO Instant account types use a 2% Daily Loss Limit and a 2% single-trade floating-loss limit. AIFO Standard uses a 5% Maximum Loss Limit, while AIFO Elite and AIFO Zero use 4%. For payout eligibility, the highest single-day profit must remain below 15% of total profit, and the two highest-profit days combined must remain below 25%.
| Question | Answer |
|---|---|
| Traditional evaluation required? | No |
| Account types | AIFO Standard, AIFO Elite, AIFO Zero |
| Account sizes | $10K–$200K |
| Daily Loss Limit | 2% |
| Maximum Loss Limit | 5% Standard; 4% Elite / AIFO Zero |
| Single-day consistency limit | Below 15% of total profit |
| Top-two-days consistency limit | Below 25% of total profit |
| Single-trade floating-loss limit | 2% of initial account balance |
| Profit split | 80%–95% |
| Payout access | On Demand, subject to eligibility |
Instant Account Selector
Choose Your AIFO Instant Funding Account
Select an AIFO Instant account type and account size before starting. Instant accounts do not require a traditional evaluation, but traders must follow the applicable Daily Loss, Maximum Loss, consistency, single-trade floating-loss, trading conduct, and payout rules.
Popular
Popular
Add-ons
+20%
Profit split increase up to 95%
+10%
Fast payout (payout on demand)
Account Types
AIFO Instant Account Types
AIFO Instant includes Standard, Elite, and AIFO Zero account types. All use a 2% Daily Loss Limit and Instant consistency requirements, while account sizes and Maximum Loss limits vary by type.
AIFO Standard
AIFO Standard is available in $10K, $25K, and $50K sizes. It uses a 2% Daily Loss Limit, 5% Maximum Loss Limit, a below-15% single-day consistency limit, a below-25% top-two-days consistency limit, a 2% single-trade floating-loss limit, 80%–95% Profit Split, and payout on demand.
AIFO Elite
AIFO Elite is available in $100K and $200K sizes. It uses a 2% Daily Loss Limit, 4% Maximum Loss Limit, a below-15% single-day consistency limit, a below-25% top-two-days consistency limit, a 2% single-trade floating-loss limit, 80%–95% Profit Split, and payout on demand.
AIFO Zero
AIFO Zero is available as a $100K Instant account. It uses a 2% Daily Loss Limit, 4% Maximum Loss Limit, a below-15% single-day consistency limit, a below-25% top-two-days consistency limit, a 2% single-trade floating-loss limit, 80%–95% Profit Split, and payout on demand.
Step 1: Choose Your Instant Account Type
Select AIFO Standard, AIFO Elite, or AIFO Zero based on your preferred account size, drawdown structure, and pricing.
Step 2: Start Without a Traditional Evaluation Phase
AIFO Instant does not use the same traditional evaluation path as 1-Step, 2-Step, or 3-Step challenges.
Step 3: Trade Under Instant Account Rules
Trade within the Daily Loss, Maximum Loss, consistency, single-trade floating-loss, and applicable execution and trading conduct rules.
Step 4: Build Payout-Eligible Profit
Build eligible profit while meeting the account’s consistency, compliance, and withdrawal conditions, then submit a payout request through the applicable AIFO payout process.
Rules & Risk Limits
AIFO Instant Rules and Risk Limits
AIFO Instant gives traders a faster starting path, but it is not a rule-free account. Traders still need to follow drawdown limits, consistency score requirements, single-trade risk limits, payout rules, and trading conduct rules.
Read the full AIFO Trading Rules before starting your Instant account.
Daily Loss Limit: 2%
All AIFO Instant account types use a 2% Daily Loss Limit. AIFO calculates the daily loss floor from the previous day’s closing balance or equity, whichever is higher.
Maximum Loss Limit: 5% / 4%
AIFO Standard uses a 5% Maximum Loss Limit. AIFO Elite and AIFO Zero use a 4% Maximum Loss Limit.
Consistency Limits: 15% / 25%
The highest single-day profit must remain below 15% of total profit, while the two highest-profit days combined must remain below 25%.
Single-Trade Floating Loss: 2%
For an AIFO Instant Account, the floating loss of each trade must not exceed 2% of the initial account balance.
Payout Access: On Demand
Eligible Instant traders can request payout on demand once the applicable withdrawal, consistency, compliance, and review conditions are met.
Execution Rules
Trading tools, automation, and execution setups must comply with AIFO’s current account-specific trading and execution rules.
Instant Consistency
How Does AIFO Instant Consistency Work?
AIFO Instant uses two profit-concentration limits for payout eligibility. The highest single-day profit must remain below 15% of total profit, while the two highest-profit days combined must remain below 25%.
For example, if total profit is $5,000, the highest single-day profit must stay below $750, and the two highest-profit days combined must stay below $1,250.
Consistency is separate from the Daily Loss Limit, Maximum Loss Limit, and 2% single-trade floating-loss rule. The account must remain compliant with each applicable requirement independently.
Review AIFO Consistency Rules
$5K Example
Total Profit
$5,000
Highest Single Day
$750
Top Two Days Combined
$1,250
Both payout-consistency thresholds must remain in range.
Account Size Examples
What Do the AIFO Instant Rules Mean by Account Size?
The table below translates the current Instant account percentages into simple reference values based on the initial account size.
| Account Type | Account Size | 2% Daily Loss Reference | Maximum Loss Reference | 2% Single-Trade Floating Loss Reference |
|---|---|---|---|---|
| AIFO Standard | $10,000 | $200 | $500 | $200 |
| AIFO Standard | $25,000 | $500 | $1,250 | $500 |
| AIFO Standard | $50,000 | $1,000 | $2,500 | $1,000 |
| AIFO Elite | $100,000 | $2,000 | $4,000 | $2,000 |
| AIFO Elite | $200,000 | $4,000 | $8,000 | $4,000 |
| AIFO Zero | $100,000 | $2,000 | $4,000 | $2,000 |
These are reference values based on the initial account size. Daily Loss, Maximum Loss, single-trade floating loss, consistency, and payout requirements apply independently when determining account compliance and payout eligibility.
Review the complete AIFO Trading Rules and the AIFO Payout Process before requesting withdrawals.
Payout on Demand
Payout on Demand, Profit Split and Review
AIFO Instant supports payout on demand once the applicable withdrawal conditions are met. This means an eligible trader can submit a payout request when ready; it does not mean every generated profit is automatically withdrawable.
Before a payout request can proceed, the account must be compliant, KYC must be completed, and there must be no open positions or pending orders. The current minimum payout amount is $200.
For partial payouts, a profit buffer equal to 2% of the initial account balance must remain in the account. A full withdrawal closes the account after the payout is completed. Review the AIFO payout buffer before requesting withdrawal.
Compare Models
Is AIFO Instant Funding Right for You?
AIFO Instant Funding is AIFO’s no-traditional-evaluation account path. Unlike the 1-Step, 2-Step, and 3-Step challenges, traders do not complete a traditional evaluation structure before starting an Instant account.
Compare AIFO Instant with the evaluation-based programs to review account access, loss limits, consistency requirements, single-trade risk, and payout conditions before choosing a program.
| Choose AIFO Instant If You… | Why |
|---|---|
| Want no traditional evaluation phase | Instant starts from an instant-access account path |
| Understand drawdown rules | Instant still uses Daily Loss and Maximum Loss Limits |
| Can manage single-trade risk | Instant has a 2% single-trade floating loss limit |
| Want payout on demand | Available when withdrawal conditions are met |
| Want account type choices | Standard, Elite, and AIFO Zero are available |
| If You Want… | Better Page |
|---|---|
| Full program overview | AIFO Programs |
| A shorter evaluation challenge | AIFO 1-Step Challenge |
| A structured two-phase challenge | AIFO 2-Step Challenge |
| A gradual three-phase challenge | AIFO 3-Step Challenge |
| A 24-hour AIFO Lite challenge | AIFO 24H Challenge |
| Full model comparison | Compare AIFO Models |
Still comparing? Start with the AIFO Models comparison page.
FAQ
AIFO Instant Funding FAQ
What is AIFO Instant Funding?
AIFO Instant Funding is a simulated trading account path that does not require a traditional multi-step evaluation before account access. Traders remain subject to AIFO’s Instant risk, consistency, trading conduct, and payout requirements.
Does AIFO Instant require a profit target?
No traditional evaluation profit target is required for AIFO Instant. However, traders must satisfy the applicable consistency, compliance, and withdrawal conditions before requesting a payout.
What AIFO Instant account types are available?
AIFO Instant currently includes AIFO Standard, AIFO Elite, and AIFO Zero account types.
What account sizes are available?
AIFO Standard offers $10K, $25K, and $50K accounts. AIFO Elite offers $100K and $200K accounts. AIFO Zero is available as a $100K account.
What are the AIFO Instant loss limits?
All AIFO Instant account types use a 2% Daily Loss Limit. AIFO Standard uses a 5% Maximum Loss Limit, while AIFO Elite and AIFO Zero use a 4% Maximum Loss Limit.
What is the AIFO Instant single-trade floating-loss rule?
The floating loss of any single trade on an AIFO Instant account must not exceed 2% of the initial account balance.
How do the 15% and 25% consistency limits work?
The highest single-day profit must remain below 15% of total profit, while the two highest-profit days combined must remain below 25%.
What does payout on demand mean?
Payout on demand means an eligible Instant trader can submit a payout request once the applicable withdrawal, consistency, compliance, and review conditions are met. It does not mean every profit is automatically withdrawable.
What is the AIFO Instant payout buffer?
For a partial payout, a profit buffer equal to 2% of the initial account balance must remain in the account. A full withdrawal closes the account after payout is completed.
What is the AIFO Instant profit split?
The current AIFO Instant program displays an 80%–95% Profit Split. The applicable percentage depends on the selected account and current account conditions, while payout eligibility remains subject to consistency and withdrawal requirements.
Final CTA
Start Your AIFO Instant Funding Account
Choose AIFO Standard, AIFO Elite, or AIFO Zero, trade under clear Instant account rules, and request payout on demand when withdrawal conditions are met.