Structured Progression Model
AIFO 2-Step Challenge
AIFO 2-Step Challenge is a two-phase prop firm challenge built for traders who want a more structured funded account evaluation, defined risk limits, and simulated account sizes from $10K to $200K.
This model is best for traders who want a clearer staged evaluation path instead of a faster one-phase route.
Not sure which path fits you? Explore all AIFO funding programs before choosing your challenge. Explore all AIFO funding programs
$10K–$200K
5%
8%
3%
8%
80%–95%
14 Days
Quick Answer
What Is the AIFO 2-Step Challenge?
The AIFO 2-Step Challenge is a two-phase simulated funded account evaluation for traders who want a more structured path than a 1-Step Challenge. In Phase 1, traders aim for a 5% profit target. In Phase 2, traders aim for an 8% profit target. Both phases follow the same core risk framework, including a 3% Daily Drawdown and an 8% Max Drawdown.
This 2-step prop firm challenge is designed for traders who prefer a structured evaluation path instead of a shorter one-phase model or a longer multi-stage model.
Learn how the full AIFO journey works in the AIFO challenge-to-funded progression guide.
| Question | Answer |
|---|---|
| How many phases? | 2 phases |
| Phase 1 target | 5% |
| Phase 2 target | 8% |
| Daily Drawdown | 3% |
| Max Drawdown | 8% |
| Account sizes | $10K, $25K, $50K, $100K, $200K |
| Profit split | 80%–95% |
| Best for | Traders who prefer structured progression |
Challenge Selector
Compare AIFO 2-Step Challenge Accounts
Choose the 2-Step Challenge account size that fits your trading style. Each account follows the same two-phase structure: Phase 1 target of 5%, Phase 2 target of 8%, 3% Daily Drawdown, 8% Max Drawdown, 3 trading days, and a 14-day payout period.
Popular
Popular
Add-ons
+20%
Profit split increase up to 95%
+10%
Fast payout (payout on demand)
Two-Phase Workflow
How the AIFO 2-Step Challenge Works
For the full journey from challenge entry to funded progression, read How AIFO Works.
Step 1: Choose Your Account Size
Start with a simulated 2-Step Challenge account from $10,000 to $200,000.
Step 2: Complete Phase 1
In Phase 1, aim to reach the 5% profit target while staying inside the 3% Daily Drawdown and 8% Max Drawdown limits.
Step 3: Complete Phase 2
After passing Phase 1, move to Phase 2 and aim for the 8% profit target under the same risk framework.
Step 4: Move Toward Funded Progression
After the evaluation objectives are completed, your account activity is reviewed before moving toward the funded stage.
Core Rules
AIFO 2-Step Challenge Rules
The 2-Step Challenge uses a staged evaluation structure. Traders need to pass Phase 1 and Phase 2 while following the same account-level risk rules.
Read the full AIFO Trading Rules before starting your challenge.
Phase 1 Profit Target: 5%
Reach a 5% profit target in the first phase to move to the second phase.
Phase 2 Profit Target: 8%
Reach an 8% profit target in the second phase to complete the evaluation objective.
Daily Drawdown: 3%
The Daily Drawdown limit is 3%. It helps control intraday risk during both phases.
Max Drawdown: 8%
The Max Drawdown limit is 8%. This sets the account-level downside boundary during the challenge.
Trading Days: 3 Days
Traders must complete 3 valid trading days. Each valid trading day should generate at least 0.5% of the initial account balance.
Critical Violation
Exceeding the Daily Drawdown or Max Drawdown limit can result in account failure or closure.
Account Size Examples
What Do the 2-Step Rules Mean by Account Size?
The same 2-Step rules apply across all account sizes. The table below translates the main percentages into simple account-size reference values.
| Account Size | Phase 1 Target 5% | Phase 2 Target 8% | 3% Daily Drawdown Reference | 8% Max Drawdown Reference | 2% Buffer Reference |
|---|---|---|---|---|---|
| $10,000 | $500 | $800 | $300 | $800 | $200 |
| $25,000 | $1,250 | $2,000 | $750 | $2,000 | $500 |
| $50,000 | $2,500 | $4,000 | $1,500 | $4,000 | $1,000 |
| $100,000 | $5,000 | $8,000 | $3,000 | $8,000 | $2,000 |
| $200,000 | $10,000 | $16,000 | $6,000 | $16,000 | $4,000 |
These are reference values based on the initial account size. Actual loss-limit calculations follow AIFO’s account rules, and payout-ready amounts may also depend on the active payout buffer.
Review the complete AIFO Trading Rules and the AIFO Payout Process before requesting withdrawals.
Payout & Profit Split
Payouts, Profit Split and Scaling
AIFO 2-Step funded accounts start with an 80% profit split and can scale up to 95% as account performance and consistency requirements are met.
Before requesting a payout, traders should understand payout eligibility, review status, KYC, payout destination checks, and the active payout buffer.
The payout buffer is a reference within payout review, not a cap on how much a trader can earn.
2-Step Payout Readiness Snapshot
Example 2-Step funded account
Used as a payout risk buffer reference
$100,000 × 2%
Starts at 80% and can scale higher
Formula
Total Profit − Active Buffer = Payout-Ready Profit
On a $100,000 2-Step account, the 2% buffer reference is $2,000.
This does not mean the trader can only make $2,000. It means the buffer helps separate total account profit from the amount that may be ready for payout review.
For example, if the account has profit above the active buffer, the trader can better understand what portion may be considered payout-ready after eligibility checks, KYC, payout destination review, and trading review are completed.
KYC completed
Payout destination checked
Trading review passed
Buffer remains active
Trading Conditions
Trading Conditions Before You Start
The 2-Step Challenge is not only about hitting profit targets. Traders also need to understand position holding, restricted behavior, execution tools, leverage, and account conduct.
Before starting, traders commonly ask whether overnight holding is allowed, whether weekend holding is allowed, whether Expert Advisors are allowed, and whether VPS, VPN, or automation-related behavior must follow AIFO rules. These checks should be reviewed before trading.
Check the full AIFO rules framework for trading conduct, holding rules, execution tools, and violations.
Risk Management
Stay within the 3% Daily Drawdown and 8% Max Drawdown across both phases.
Holding Positions
Overnight and weekend holding may be allowed, but open positions still remain subject to risk and conduct rules.
Execution Tools
Tool usage, execution behavior, VPN or VPS setup, and trading automation should all be checked against AIFO’s rules before trading.
Trading Conduct
Restricted or prohibited behavior can trigger review or account action, even if the account is profitable.
Products and Leverage
Available instruments and leverage should be reviewed before choosing your position size and strategy.
Compare Models
Is 2-Step the Right AIFO Challenge for You?
The 2-Step Challenge is best for traders who want more structure than a one-phase model, but do not want the longer progression of a three-step model.
If you want a more direct route, compare the 1-Step Challenge. If you want a more staged evaluation path with clearer progression between phases, the 2-Step Challenge is usually the better fit.
| If You Want… | Better Page |
|---|---|
| A shorter evaluation path | AIFO 1-Step Challenge |
| A structured two-phase path | Current page |
| A more gradual multi-stage path | AIFO 3-Step Challenge |
| A time-limited challenge format | AIFO 24H Challenge |
| A different entry path from evaluation models | AIFO Instant Funding |
| Full model comparison | Compare AIFO Models |
Still comparing? Start with the AIFO Models comparison page.
FAQ
AIFO 2-Step Challenge FAQ
What is the AIFO 2-Step Challenge?
The AIFO 2-Step Challenge is a two-phase simulated trading evaluation. Traders aim to reach a 5% profit target in Phase 1 and an 8% profit target in Phase 2 while following AIFO’s risk and account rules.
Is 2-Step better than 1-Step?
It depends on your trading style. 1-Step is more direct, while 2-Step gives traders a more structured staged path. You can compare both on the AIFO Models page.
What are the main 2-Step rules?
The core rules include a 5% Phase 1 target, 8% Phase 2 target, 3% Daily Drawdown, 8% Max Drawdown, and 3 valid trading days.
How do payouts work after the 2-Step Challenge?
Payouts depend on eligibility, review, payout buffer, KYC, payout destination, and account status. Traders should review the payout process before submitting a request.
Can I scale my profit split?
AIFO profit split can increase up to 95% through the scaling framework when account and consistency conditions are met.
Where should I start if I am not sure which challenge to choose?
Start with the Programs page if you want the full overview, or use the Models page if you want to compare 1-Step, 2-Step, 3-Step, Instant, and 24H challenge paths.
Final CTA
Start Your AIFO 2-Step Challenge
Choose your account size, complete two structured evaluation phases, and work toward funded progression with AIFO.