Canadian traders can use several international prop firms, but the right choice starts with the market being traded. AIFO is the strongest fit in this comparison for Canadian forex and CFD traders who want MT5 plus 1-Step, 2-Step, 3-Step and Instant account paths. FTMO suits traders who want an established multi-platform evaluation, while The5ers suits patient forex traders and Topstep is a separate futures-only route. Canada is not listed among AIFO’s current restricted locations. Every firm, model, platform and payout route should still be checked at live checkout before payment.
Use the best prop firm comparison for the wider global shortlist. For a Canadian decision, separate forex and CFD programmes from futures programmes first, then compare the account path, drawdown method, platform, news and holding rules, payout conditions, KYC timing and record-keeping burden.
Last checked: . Canada availability, programme status, platforms, rules and payout conditions were checked against current first-party pages. They can change, so confirm the exact model and live checkout before purchase.
Best Prop Firms for Canadian Traders: Quick Picks
AIFO is the clearest all-round fit here for Canadian MT5 forex and CFD traders who want several account paths under one rule hub. The other firms solve different problems: multi-platform evaluation, patient progression, account configuration or futures access.
| Canadian trader need | Best fit to check | Why it fits | Main caveat |
|---|---|---|---|
| MT5 forex and CFD trading with several account paths | AIFO | Canada is currently supported; MT5 access; 1-Step, 2-Step, 3-Step, Instant and 24H routes; published rule and payout pages | Drawdown, EA eligibility, consistency and payout conditions differ by programme |
| Established evaluation with more than one platform choice | FTMO | 1-Step and 2-Step structures with MT4, MT5 and cTrader access | 1-Step and 2-Step use materially different loss structures; Standard and Swing conditions also differ |
| Wide model selection and shorter reward-cycle options | FundedNext | Several Stellar evaluation and Instant routes with model-specific payout schedules | Rules vary sharply by model, platform and account stage; news-profit treatment needs a close check |
| Patient staged forex evaluation on MT5 | The5ers | High Stakes offers a two-stage route with absolute maximum loss and no fixed evaluation deadline | Profitable-day, news-event and inactivity rules can affect slower or event-driven traders |
| Configurable routes and broader platform choices | FXIFY | One-, two- and three-phase plus Instant-style routes, with selected MT5, DXtrade and TradingView access | Checkout selections, add-ons and drawdown type can change the account that is actually purchased |
| Canadian futures day trading | Topstep | Canada is explicitly eligible and the programme is built around futures contracts | It is not a forex or MT5 prop firm; positions must be closed by the firm’s daily cut-off |
Disclosure: AIFO publishes this page and is included in the comparison. The same decision fields are applied to every firm. Table order reflects fit for the Canadian query, not a permanent universal ranking.
Can Canadian Traders Use AIFO?
Yes. Canada is not listed among AIFO’s current restricted locations. Individual traders must be at least 18, provide accurate account information and complete identity or address checks when required.
Country access is only the first gate. Canadian traders still need an available checkout method, an approved payout destination and a strategy that fits the selected programme’s drawdown, news, holding, EA and consistency rules.
| Access check | Current AIFO position | Canadian trader action | Official AIFO resource |
|---|---|---|---|
| Country availability | Canada is not listed among the current restricted locations. | Confirm that Canada remains available at live registration and checkout. | AIFO eligibility |
| Identity requirements | KYC and proof of address may be required. The timing depends on the account route and payout stage. | Use matching legal details and keep an accepted identity document and current address evidence ready. | AIFO KYC verification process |
| Payment access | Cards, supported mobile wallets and selected crypto methods are listed. Local bank transfer appears only where supported at checkout. | Check the payment currency, conversion cost, processor fee and refund route before paying. | AIFO payment methods |
| Local responsibility | AIFO’s availability statement does not replace local-law, tax or record-keeping obligations. | Keep complete records and seek Canadian professional advice where the classification is unclear. | AIFO funding programs |
Which AIFO Funding Model Fits a Canadian Trader?
The best AIFO route depends on how the strategy reacts to target pressure, moving loss floors and payout-stage rules. A shorter path is not automatically easier, and Instant access is not the same as a low-rule account.
| AIFO route | Current structure | Best fit | Main pressure | Official page |
|---|---|---|---|---|
| 1-Step Challenge | 8% target, 3% Daily Loss Limit, 5% Trailing Maximum Loss Limit and at least 3 profitable trading days | Disciplined traders who understand how a trailing floor changes usable loss room | The loss floor can move after gains, so nominal account size can overstate the risk budget | AIFO 1-Step Challenge |
| 2-Step Challenge | 5% Phase 1 target, 8% Phase 2 target, 3% Daily Loss Limit and 8% Static Maximum Loss Limit | Traders who prefer staged evaluation and a fixed overall loss floor | Phase 2 target pressure and valid-day requirements can invite unnecessary extra trades | AIFO 2-Step Challenge |
| 3-Step Challenge | 3%, 3% and 5% phase targets, 3% Daily Loss Limit and 5% Static Maximum Loss Limit | Patient traders who prefer lower early targets | More stages create a longer period in which discipline and rule memory can drift | AIFO 3-Step Challenge |
| Instant Funding | No traditional evaluation; 2% Daily Loss Limit; programme-specific 4% or 5% Maximum Loss; concentration conditions | Experienced traders with stable position sizing and an even profit distribution | Tighter loss room and concentration checks move much of the screening into the funded-style and payout path | AIFO Instant Funding |
| 24H Challenge | 3% target in 24 hours, 1% floating-loss limit, 2% Static Maximum Loss and first-traded-instrument restriction | Highly prepared short-window traders, not traders learning during the account | Time pressure, tight floating loss and limited instrument choice can distort execution | AIFO 24H Challenge |
Use the full AIFO account models comparison before selecting a route. Then write the daily and maximum loss floors in account currency rather than relying on percentages alone.
Best Prop Firms Available to Canadian Traders Compared
The comparison below separates country access from account fit. A firm can accept Canadian traders and still be a poor match because the platform, market type, drawdown or payout path conflicts with the strategy.
| Firm | Canada availability | Market type | Main account paths | Platforms checked | Payout or reward path | Main rule risk | Official sources checked | Last checked |
|---|---|---|---|---|---|---|---|---|
| AIFO | Canada is not listed as restricted | Simulated forex and CFD evaluation or funded-style programmes | 1-Step, 2-Step, 3-Step, Instant and 24H | MT5 on Windows, Android, iOS and Web | Eligibility, request, internal validation, approval and settlement; timing varies by programme and processor | Model-specific trailing or static drawdown, consistency, news windows and EA eligibility | Eligibility, Models, Rules, EA FAQ, Platform and Payout Process | 25 August 2026 |
| FTMO | Canada is not listed as restricted | Simulated forex and CFD evaluation | 1-Step and 2-Step | MT4, MT5 and cTrader | Reward request after the account’s minimum eligibility period; approval and processor timing apply | 1-Step end-of-day trailing loss and Best Day rule; Standard and Swing conditions differ | Restricted Countries, 1-Step, 2-Step, Platforms and Reward Process | 25 August 2026 |
| FundedNext | Canada is not listed in the current CFD restricted-country list | Simulated forex and CFD evaluation or Instant routes | Stellar 1-Step, 2-Step, Lite and Instant variants | Platform access varies by model and location; MT4 and MT5 are available on selected non-US routes | Performance reward timing varies by model and account stage | Model-specific news-profit treatment, platform access, EA guidance and payout schedules | Restricted Countries, Stellar Rules, News Trading, KYC and Reward Cycle pages | 25 August 2026 |
| The5ers | Canada is not listed as forbidden | Simulated forex and CFD evaluation | High Stakes, Hyper Growth and Bootcamp-style routes | MT5 on the checked High Stakes route | High Stakes states a 14-day reward cycle after eligibility | Profitable days, high-impact-news execution window, inactivity and programme-specific targets | Forbidden Countries, High Stakes Rules, Platforms and Payout guidance | 25 August 2026 |
| FXIFY | Canada is not listed as restricted | Simulated forex and CFD evaluation or Instant routes | One-, two- and three-phase, Instant and Lightning | Selected MT5, DXtrade and TradingView routes | On-demand, ten-day or fourteen-day timing can apply depending on the route and conditions | Checkout configuration, add-ons, drawdown type, platform lock-in and route-specific payout conditions | Restricted Jurisdictions, Programme Rules, Platforms and Payout guidance | 25 August 2026 |
| Topstep | Canada is explicitly eligible | Futures only | Trading Combine, Express Funded Account and possible Live Funded Account progression | TopstepX | Express Funded Account payout paths depend on winning-day or consistency conditions; a 90/10 split applies to checked guidance | Contract sizing, trailing loss, daily close requirement, subscription rebilling and futures-specific payout rules | Eligibility, Trading Combine, Express Funded Account, Payout and Trading Hours pages | 25 August 2026 |
Canadian Prop Firm Reviews by Trader Fit
Each firm below fits a different Canadian trading path. The strongest choice is the one whose market, account stage and loss rules match the strategy before the first order is placed.
AIFO
Best for: Canadian forex and CFD traders who want MT5 and a choice between staged evaluation, one-stage evaluation and Instant access.
Why it fits: AIFO places its prop trading programs, loss limits, holding rules, platform access and payout path in separate first-party resources. That makes it easier to map one strategy against one exact model instead of buying from a headline alone.
Main caveat: The models are not interchangeable. A 1-Step trader faces a trailing maximum-loss floor, a 2-Step or 3-Step trader faces static loss limits, and an Instant trader faces tighter daily loss and concentration pressure.
Rule check: Confirm the exact EA permission, high-impact-news window, server time, consistency condition and payout schedule for the selected programme.
Avoid AIFO if: you want futures contracts, need cTrader or TradingView, or expect every programme to allow the same automation and payout route.
FTMO
Best for: Canadian forex and CFD traders who value an established evaluation structure and want MT4, MT5 or cTrader.
Why it fits: The 2-Step route uses familiar target and loss-limit mechanics, while the 1-Step route gives a shorter evaluation path. Platform choice is broader than an MT5-only firm.
Main caveat: The 1-Step account uses end-of-day trailing maximum loss and a Best Day condition. The 2-Step structure is different, and Standard versus Swing rules can change news and holding flexibility.
Rule check: Verify the exact account type, minimum trading days, loss calculation, news restrictions, reward eligibility date and platform before purchase.
Avoid FTMO if: you want direct Instant access or you are likely to treat a trailing loss floor as a fixed balance buffer.
FundedNext
Best for: Canadian traders who want several evaluation and Instant-style choices and are prepared to compare model-level rules.
Why it fits: Stellar routes cover different target, loss and reward-cycle structures. That range can suit active traders who know exactly which rule set their strategy needs.
Main caveat: The range creates decision risk. News-profit treatment, trading-day requirements, platforms, EA guidance and reward timing can differ by model and stage.
Rule check: Save the official rule page for the exact product purchased and confirm how profits around listed high-impact news are counted at the funded stage.
Avoid FundedNext if: you want one simple rule set that stays the same across every programme.
The5ers
Best for: Patient Canadian forex traders who prefer a staged MT5 route and can work within profitable-day requirements.
Why it fits: The checked High Stakes route uses a two-stage evaluation, absolute maximum loss and no fixed evaluation deadline. This can suit a slower trading rhythm better than a deadline-driven challenge.
Main caveat: High-impact-news execution restrictions, profitable-day requirements and inactivity limits can matter more than the headline target for low-frequency or event-driven traders.
Rule check: Confirm the selected High Stakes version, phase targets, profitable-day definition, inactivity period and reward eligibility.
Avoid The5ers if: you want several platform choices or your method depends on placing or closing trades around major scheduled news.
FXIFY
Best for: Canadian traders who want to configure the evaluation path, platform and payout timing more closely.
Why it fits: FXIFY offers several phase structures and selected access to MT5, DXtrade or TradingView. Certain routes provide on-demand or shorter-cycle payout conditions once their requirements are met.
Main caveat: Flexibility can hide the real account. Add-ons, platform, drawdown type and phase selection can change the risk and payout profile at checkout.
Rule check: Record the final checkout configuration before paying. Platform changes may be restricted after trading begins.
Avoid FXIFY if: you want a fixed account with no configuration decisions or add-on comparisons.
Topstep
Best for: Canadian futures day traders who want a contract-based path rather than forex or CFD trading.
Why it fits: Canada is explicitly eligible. The path moves from the simulated Trading Combine to the simulated Express Funded Account, with possible progression to a Live Funded Account.
Main caveat: This is not an MT5 forex comparison. Contract limits, daily close requirements, trailing-loss mechanics, payout conditions and monthly Trading Combine rebilling shape the account.
Rule check: Confirm the selected account size, permitted contracts, current daily cut-off, payout path and subscription renewal date.
Avoid Topstep if: you trade forex, metals or indices through MT5 rather than listed futures contracts.
Forex and CFD Prop Firms vs Futures Prop Firms in Canada
Canadian prop firm comparisons often mix two different products. AIFO, FTMO, FundedNext, The5ers and FXIFY provide simulated forex or CFD-style account paths, while Topstep is built around futures contracts.
| Question | Forex or CFD-style prop firm | Futures prop firm | Canadian decision |
|---|---|---|---|
| What is traded? | Simulated forex pairs, metals, indices or other CFDs offered through the firm’s platform | Exchange-listed futures contracts | Start with the instrument your tested strategy already uses |
| Typical platform | MT5, MT4, cTrader, DXtrade or TradingView, depending on the firm | A futures-specific platform such as TopstepX | Do not treat platform familiarity as a minor detail; order types and contract sizing differ |
| Position sizing | Usually lot-based, with symbol and contract specifications set by the platform | Contract-based, where one extra contract can change exposure sharply | Re-test the strategy under the exact sizing unit before paying |
| Holding path | Overnight or weekend permission is model-specific | Day-trading programmes may require positions to be flat by a daily cut-off | Swing traders should reject a route that forces daily liquidation |
Canadian forex traders can continue with the best forex prop firms comparison. Futures traders should treat Topstep as a separate market and workflow rather than a like-for-like alternative to AIFO.
Evaluation vs Instant Funding for Canadian Traders
Evaluation routes are usually easier to audit because the target and failure conditions are visible before the funded-style stage. Instant routes remove the traditional challenge, yet they can begin with tighter loss limits, consistency rules or payout gates.
| Account path | What the trader proves | Main benefit | Hidden pressure | Best fit |
|---|---|---|---|---|
| 1-Step evaluation | Target completion and rule control in one phase | Shorter path than a staged evaluation | A higher target or moving loss floor can encourage oversizing | Tested traders who understand the exact drawdown method |
| 2-Step or 3-Step evaluation | Repeatable process across several stages | Targets and rule discipline are spread over phases | More stages create fatigue, extra valid-day pressure and a longer compliance path | Traders who value staged proof and fixed loss floors |
| Instant funding | Immediate rule compliance and payout-ready profit distribution | No traditional evaluation target before account access | Tighter loss room, concentration limits and payout review can replace challenge pressure | Experienced traders with stable risk and an even profit pattern |
Use the evaluation vs instant funding comparison to choose by trading path rather than marketing speed. A Canadian trader should also check currency-conversion costs, since entry fees and payouts may not be processed in Canadian dollars.
MT5, Trading Platforms and Canadian Time Zones
A platform is part of the rule system. Canadian traders need to know the firm’s server clock, daily reset, order types, mobile access and automation support before copying a strategy from a personal brokerage account.
AIFO currently provides AIFO MT5 platform access on Windows, Android, iOS and Web. Its published server time is currently GMT+3 and can change with daylight-saving or standard-time adjustments, so the platform clock rather than Canadian local midnight controls trade records and daily calculations.
| Trading need | Firm or platform route to check | Canadian time-zone risk | Pre-purchase check |
|---|---|---|---|
| MT5 forex or CFD strategy | AIFO, FTMO, selected FundedNext routes, The5ers or selected FXIFY routes | Daily reset and news windows may fall on the previous Canadian calendar date | Convert the server reset into the trader’s local Canadian time zone |
| cTrader preference | FTMO on its currently supported route | Platform history and account metrics still follow the firm’s server rules | Confirm account type and current cTrader access |
| TradingView or DXtrade workflow | Selected FXIFY routes | Checkout selection may lock the platform once trading starts | Choose the platform before the first order and save the configuration |
| Futures contracts | TopstepX | Daily close requirements are based on Central Time, not the trader’s local province | Convert the cut-off and economic-calendar times into local time |
Use the AIFO MT5 server time page before calculating a daily-loss reset or restricted-news window. A trader in Vancouver, Toronto and Halifax will see different local times for the same server event.
Drawdown, EAs, News Trading and Holding Rules
These rules decide whether a profitable method is valid. The percentage alone is not enough; traders need to know how the floor moves, when the daily calculation resets and which actions are restricted around news or weekends.
| Rule area | Current AIFO position | Trading consequence | Official reference |
|---|---|---|---|
| Daily loss | Programme-specific daily loss limits are calculated using the account’s daily reference and open or closed P&L under the published rule. | A trade held across the server reset can change the next day’s available loss room even when Canadian local time has not reached midnight. | daily loss limit |
| Maximum loss | 1-Step uses trailing maximum loss; 2-Step and 3-Step use static maximum loss; Instant and 24H have their own structures. | The same position size can be tolerable on one model and account-threatening on another. | maximum loss limit |
| Expert Advisors | EAs are allowed on 1-Step, 2-Step and 3-Step challenge accounts and corresponding simulated funded accounts, subject to restrictions. | Permission does not cover challenge-passing bots, public or shared EAs, duplicate strategies, rule circumvention or excessive server traffic. | AIFO Expert Advisor rules |
| High-impact news | Opening or closing affected instruments is restricted during the published five-minute window before and after selected events; pending-order triggers are included. | A Canadian trader must convert the event and restriction window using the platform clock, not a local calendar assumption. | AIFO trading rules |
| Overnight and weekend holding | Overnight and weekend holding is generally allowed, subject to programme and risk rules; 24H AIFO Lite has separate closure conditions. | Holding permission does not remove gap risk, floating-loss limits or instrument-specific restrictions. | overnight weekend holding rules |
Before paying any firm, run the strategy’s last twenty trades through the exact rule set. A model that requires smaller size, forced closure or avoiding the strategy’s main news window is not the same strategy under a new account number.
Payouts, KYC and Record Keeping for Canadian Traders
A payout headline is incomplete without eligibility, review and settlement. Canadian traders should track the full path from account profit to an approved destination, including identity checks, processor timing, currency conversion and records.
- Check payout eligibility. Confirm the selected programme’s minimum timing, consistency, account status and any open-position conditions.
- Complete KYC with matching details. AIFO may request an accepted identity document, a live identity check and proof of address depending on the account stage.
- Use an approved destination. The payment method used to buy an account is not automatically the same as the available payout route.
- Allow for review and settlement. Approval timing and final arrival are different stages; processor, bank, wallet and regional checks can affect arrival.
- Save the evidence. Keep the account terms, invoices, statements, payout requests, approval notices, conversion rates and fees.
AIFO explains the sequence in its prop firm payout process. Canadian traders should avoid treating dashboard profit, target completion or an approved request as the same event.
| Record | Why keep it | Practical file |
|---|---|---|
| Purchase invoice and account terms | Shows the fee, product, date and contract terms | Invoice PDF, checkout receipt and terms snapshot |
| Trading and account statements | Supports the account history and rule-stage result | Monthly statement, dashboard export and platform history |
| Payout request and approval | Separates requested, approved and received amounts | Request confirmation, approval email and transaction reference |
| Bank, card or wallet movement | Shows settlement, processor fees and the destination used | Bank statement, card record or wallet transaction history |
| Foreign-exchange conversion | Supports the Canadian-dollar value used in the trader’s records | Conversion rate source, timestamp and fee record |
| KYC evidence | Shows that the account and payout identity were matched | Verification confirmation without storing unnecessary identity copies |
The Canada Revenue Agency record-keeping guidance generally uses a six-year retention period for supporting records. The tax treatment of prop firm receipts can depend on the facts, so this page does not classify the income or replace Canadian tax advice.
Alpha Insight
The hidden pressure is not Canadian availability. It is rule stacking. A trader can be accepted by the firm and still choose an account that conflicts with the strategy through server-time resets, moving drawdown, news restrictions, payout concentration or forced daily closure.
Country access answers “can I open the account?” It does not answer “can my trading path survive this account?” The second question should decide the purchase.
Best Prop Firm by Canadian Trader Type
No single firm is best for every Canadian trader. The useful shortlist begins with the market, platform and failure path rather than a generic score.
| Canadian trader type | Best fit to check | Why | Avoid if |
|---|---|---|---|
| MT5 forex or CFD trader wanting several model choices | AIFO | One platform path with 1-Step, 2-Step, 3-Step, Instant and 24H options | You need futures, cTrader or TradingView |
| Trader wanting an established multi-platform evaluation | FTMO | MT4, MT5 and cTrader with 1-Step and 2-Step choices | You want Instant access or do not understand 1-Step trailing loss |
| Trader who wants many model and reward-cycle combinations | FundedNext | Several Stellar evaluation and Instant variants | You want one consistent rule set across all products |
| Patient MT5 trader using a staged forex process | The5ers | High Stakes combines staged evaluation with an absolute maximum-loss structure | Your method depends on high-impact-news execution |
| Trader who wants more checkout and platform configuration | FXIFY | Multiple phase structures and selected MT5, DXtrade or TradingView paths | Configuration choices are likely to create confusion |
| Futures day trader | Topstep | Canada is eligible and the full route is built for futures contracts | You trade forex or need overnight position flexibility |
| EA user on an MT5 evaluation | AIFO 1-Step, 2-Step or 3-Step | The public EA page permits these routes under stated restrictions | You use a public, shared or challenge-passing EA |
Canadian Prop Firm Checklist Before Paying
Write down the exact account rather than the brand name. A purchase should stop if the trader cannot explain the market type, loss floor, server clock, restricted actions and payout path in plain language.
| Check | Question to answer | Block the purchase if |
|---|---|---|
| Country and identity | Is Canada currently accepted, and can the account holder complete KYC with matching details? | Availability is inferred from an old review rather than the firm’s current official page |
| Market and platform | Is the account forex or CFD-style, or futures? Which exact platform is supplied? | The strategy has not been tested with the same instruments, sizing unit and order workflow |
| Loss budget | What are daily loss and maximum loss in account currency, and is the floor static or trailing? | The trader only knows the headline account size |
| Time conversion | When do daily reset, news windows and position cut-offs occur in the trader’s Canadian time zone? | The plan uses local midnight instead of the platform or programme clock |
| Strategy permission | Are EAs, copy trading, news trading, overnight holding and weekend holding permitted on this exact model? | Permission is assumed from the platform rather than the programme rules |
| Payout path | What must be true before a request, and how do approval, settlement, currency conversion and fees work? | The trader only knows the headline profit split |
| Records | Can the trader retain invoices, account statements, payout evidence and conversion records? | The payment or payout path cannot be documented clearly |
Use the prop firm trading rules hub and payout eligibility page before paying for AIFO. For external firms, save the official model page used on the purchase date rather than relying on a general brand review.
FAQ: Prop Firms for Canadian Traders
Yes. Canada is not listed among AIFO’s current restricted locations as of 25 August 2026. Canadian traders must still meet the age and identity requirements, complete KYC when requested, use an available checkout and payout method, and comply with Canadian law. Availability should be checked again before payment because regional access can change.
AIFO is the strongest fit in this comparison for Canadian forex and CFD traders who want MT5 and a choice of 1-Step, 2-Step, 3-Step or Instant paths. FTMO is better for traders who prefer an established multi-platform evaluation, while The5ers may suit patient MT5 traders. The best account still depends on the exact drawdown, news, holding, EA and payout rules.
There is no single answer that covers every firm, product or trader relationship. Country availability does not prove that a firm is regulated as a Canadian broker or investment dealer. AIFO provides simulated evaluation and account programmes rather than brokerage services. Canadian traders should review the firm’s terms, avoid claims that imply deposit or investment protection, and obtain local legal or tax advice when needed.
An evaluation is usually the clearer route for traders who want to prove their process under known targets before reaching a funded-style stage. Instant access removes the traditional challenge but often begins with tighter loss, consistency or payout conditions. At AIFO, Instant is better suited to experienced traders who already understand concentration limits and drawdown pressure.
AIFO currently provides MT5 access on Windows, Android, iOS and Web. Its public EA guidance permits EAs on 1-Step, 2-Step and 3-Step challenge accounts and their corresponding simulated funded accounts, subject to restrictions. Public or shared EAs, challenge-passing bots, duplicate strategies, rule circumvention and excessive server traffic are prohibited. Check the exact programme before using automation.
Keep the programme terms, invoices, KYC confirmations, account statements, payout requests, approval emails, bank or wallet records, foreign-exchange conversions and related fees. The Canada Revenue Agency generally requires supporting records to be retained for six years, though the exact period and tax treatment can depend on the facts. A Canadian tax professional should classify the income for the trader’s own situation.
