What is an AIFO One Account?

AIFO One Account Core Rules

The AIFO One Account is an exclusive Instant Account model introduced by AIFO. Traders can start trading immediately without completing a traditional challenge evaluation.

Traders must follow AIFO’s risk management rules, trading requirements, and consistency standards to qualify for profit sharing and maintain an active account.

Each user is limited to purchasing one AIFO One Account only.


Risk Management Rules

Daily Loss Limit

The Daily Loss Limit refers to the maximum loss a trader is allowed to incur within a single trading day.

This limit is calculated based on the higher value between the previous day’s closing Balance and Equity.

If the account Balance or Equity reaches or exceeds this limit during the day, the account will be considered in violation and will be closed.

  • Daily Loss Limit: 3% (Based on the higher value of the previous day’s closing Balance or Equity)

Example 1: Higher Equity

Previous day’s closing:

  • Balance: $105,000
  • Equity: $107,000
  • The higher value is $107,000.
  • Daily Loss Limit: $107,000 – (3% × $107,000) = $103,790

The account equity must not fall to or below $103,790 during the trading day.

Example 2: Higher Balance

Previous day’s closing:

  • Balance: $100,000
  • Equity: $99,000
  • The higher value is $100,000.
  • Daily Loss Limit: $100,000 – (3% × $100,000) = $97,000

The account equity must not fall to or below $97,000 during the trading day.

Maximum Loss Limit

The Maximum Loss Limit is the maximum allowable loss calculated based on the highest equity value The Maximum Loss Limit refers to the maximum loss allowed throughout the trading period.

This limit uses a Trailing Drawdown mechanism and is calculated based on the account’s highest historical equity level (High Water Mark, HWM).

If the account Balance or Equity reaches the maximum loss limit, the account will be considered in violation.

  • Maximum Loss Limit: 6% (Based on the account’s highest historical equity level using the Trailing Drawdown mode)

The Maximum Loss Limit increases when the account reaches a new High Water Mark (HWM). It will never decrease and is capped at the initial account balance.

Example

  • Initial account balance: $100,000 Maximum Loss Limit: 6%
  • Initial Maximum Loss Limit: $100,000 – (6% × $100,000) = $94,000
  • When the account equity reaches $102,000, the Maximum Loss Limit moves up to:
  • $102,000 – (6% × $100,000) = $96,000
  • If the account equity falls to $95,900, the account breaches the Maximum Loss Limit and will be considered failed.
  • When the account equity reaches $106,000, the Maximum Loss Limit moves up to:
  • $106,000 – (6% × $100,000) = $100,000

Since the Maximum Loss Limit has reached the initial account balance, it will be capped at $100,000 and will not increase further.


Single Trade Limit

To ensure effective risk control, the AIFO One Account applies a single trade loss limitation.

The floating loss from a single trade must not exceed 2% of the initial account balance.

This rule helps traders maintain proper position sizing and avoid taking excessive risk from a single trade.

Maximum Floating Loss per Single Trade: 2%(Based on the initial account balance)


Payout Buffer & Consistency Score

Payout Buffer

To maintain account stability, all Instant Accounts are required to meet a minimum profit buffer requirement.

When requesting a payout, traders must maintain at least 2% of the initial account balance in profits as a Payout Buffer.

  • Minimum Payout Amount: $100
  • The standard payout cycle is 14 days

This mechanism helps traders maintain consistent trading performance and reduces the risk caused by excessive withdrawals.

Consistency scores

To encourage stable and sustainable trading performance, traders must meet the consistency requirements.

During each payout period:

  • The maximum single-day profit must represent less than 15% of the total profit.

This rule is designed to prevent traders from relying heavily on one-day or short-term large profits and encourages consistent profitability over time.


Payout

The AIFO One Account allows traders to request payouts of profits.

Before submitting a payout request, traders must continue to comply with all risk management requirements, including:

  • Daily Loss Limit
  • Maximum Loss Limit
  • Single Trade Limit
  • Consistency Score Requirements

Payout conditions:

  • The minimum payout amount is $100
  • The standard payout cycle is 14 days
  • Traders must maintain a profit buffer equal to at least 2% of the initial account balance
  • Traders may submit payout requests based on their trading performance

If a trader chooses to make a full payout (100% payout), the account will be automatically closed after the payout is completed and cannot be restored.


Leverage

AIFO provides leverage settings across multiple asset classes, allowing traders to manage position sizes according to market risk. The maximum leverage for each asset type is as follows:

  • Forex: 1:30
  • Precious Metals & Indices: 1:10
  • Stocks: 1:5
  • Cryptocurrencies: BTC 1:2
    • other coins: 1:5

Risk Warning

Leverage can magnify profits but also increases potential losses. Traders should ensure that risk remains manageable and adjust positions according to their capital and trading experience. High leverage may lead to rapid losses, or even the total loss of trading funds. Therefore, in the face of some customers who trade too aggressively, AIFO reserves the right to adjust leverage.


Stay disciplined, manage risk, and success is within reach!